CiViC [-_-] BoY ™

i need a new one
im paying 3963 a year for full coverage
i need something cheaper cause my car payments are 350 a month im paying out almost 700 a month to drive my damn car :cry:

any places for me to look
im with Primus its with TD bank

wooman

that's really expensive!!! I am paying $2300 a year full coverage for mine... co-operators.. and mine is a 2k2 civic lx coupe.... principal driver...

CiViC [-_-] BoY ™

damn man
my insurance is in my name and full coverage
i can't stand loosing my money for something that i like almost never see

wooman

i know what you mean... i rather spend that money on mods... imagine you don't get in any accidents during your insurance policy period... the insurance companies are laughing with all that money coming in!! and they invest it to earn more.... whoever thought of this concept must be a genius (or very good con artist)

CiViC [-_-] BoY ™

thats what i see it as

imported_Promoking

Are you guys over 25? I'm 18, G2 liscence ,clean record but no insirance history. What can I expect to pay for principle driver, liability only, on a 4 gen Civic? I knwo Si is more, but not sure which model i'm getting yet, I cant find a cheap one anywhere.

CiViC [-_-] BoY ™

well
im driving a 97 CX HATCH
G2
Clean record
20 years old
and i have driving school

ginacivic

If you go for your "G" it should reduced it a bit more. Just a thought

Import Racer

Ask your broker about a company called Coachman. I've been through that searching phase before and I've found that they're the cheapest. I've been with them for a bit over a year now.

gcivic

try MIC(motors insurance company) it's the cheapest i could get
i'm paying 267 a month and i'm the same age as u and has a g2 licence

imported_precision4

doesnt make a difference

imported_sketch

Thats right ... at most you'll get $25 dollars less for the year

EL_Sport

Do a search on www.kanetix.com to see if you can get a lower quote.

imported_dmacbo

see what Direct Protect will quote you on a price for your car, im with them, very good rates, the G will bring it down too and when you hit 21

imported_bigDrew

DIRECTPROTECT.com

Your 12 month premium: $9,763.00
(premium does not include applicable taxes if any)

(This quotation does not imply coverage and is an estimate. It may be adjusted or confirmed if the policy is written. )


1997 HONDA CIVIC COUPE SI 2DR
Commute 0-8 Kms / 0 - 16,000
Principal Operator: andrew
Occasional Operator:
Coverage Description Limit/Deductible Principal driver Premium
Bodily Injury $1,000,000 $815.00
Property damage $1,000,000 $53.00
DC-PD $0 $1,914.00
Accident Benefits $3,040.00
44R Family Protection $1,000,000 $20.00
coverage
Collision $300 $3,050.00
Comprehensive $300 $744.00
Uninsured Automobile $127.00
Total: $9,763.00

Drivers
andrew
Single Male, age 19
Licence class G, licenced 3 years, insured 3 years
0 minor / 0 major convictions
0 at fault accidents, 0 years since last accident

cibs

That's a little too much my friend, i have a 98 SiG and i'm only paying $5,220 a yr which is still too expensive compared to normal rates try the broker that ShaunR21 or whatever his name was is giving out, if you want the number pm me i have it and i'll fwd it to you... but i don't think the internet has cheaper rates, i've looked at all the sites and they're WAAAAY more expensive than what i have i think broker is the best way to go i'm going to give him a call on friday and see what he says

btw - i'm 19 and only have my G2 so that quote is BS

imported_ShaneR21

Have you called ny guy? I put his number in my post about cheap insurance. Seriously, I am not making money or getting a better rate b/c o this, I have paid insurance out my *** and now I have found someone who gives me a good rate, so I recomend him, one friend goes and gets a great rate, CALL him Monday morning, no one can touch his rates!!

Call 1-866-333-9833
Tell him that Shane sent you and he'll give you a good deal.
Ask for Randy.

Later,

Shane

hkalltheway

I think Shane is a hero! Let me explain why. I am currently with Echelon Insurance, and my annual premium was $7560 (19 years old, G2) for a 2002 Honda Civic Sedan. The deductables were $1500 collision, and $200 comprehensive. No rental car benefits, etc. I got two minor tickets, and my insurance was going to jerk to $9980 which is approx 10k. I called this company up, that Shane gave. The quote they're giving me is $5400 with a $500 collision deductible, and a $300 comprehensive deductible. Rental benefits are included for car rental, if I am involved in an accident. This is with two minor tickets on record. I told them I have two minor tickets. Now the new quote is almost half of what I'm paying. A huge thank you for Shane!!

imported_ShaneR21

I am glad I can help. I told everyone that this guy was the BEST!!! Glad to finally hear some results.

Later,
Shane

shane5002@hotmail.com

imported_Promoking

Yeah I'm gonna call him when I get my ride. Like how much could it cost for me to have a 4th gen Si? I will be 19 soon, going for my G in december, and have a clean reacord. no insurance history though. Can I get away with paying less than 2 grand a year for liability only? Cars not gonna be worth anything anyways.