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Insurance Companies Not taking new drivers

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Old 10-Sep-2003, 04:49 PM
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Insurance Companies Not taking new drivers

Its true, alot of companies are turning down drivers now, so if you call up a broker and ask them for a quote dont be surprised when they tell u they cant because the companies arnt accepting new clients.

I asked "but isn't it illegal to not take a person, because everyone needs insurance?"

Well they will but youll be charged outta your @ss with another company that takes high risk.

So my advice to you, watch your driving, try to keep your record as clean as possible

that is all
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Old 10-Sep-2003, 05:16 PM
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I know one guy insured by the Gov't of Canada... federal insurance turbo VR6, what more can I say....
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Old 10-Sep-2003, 05:21 PM
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did you tape it Matt, would be great to have..

my advice would be to ask for all quotes in writing, denials the same thing..
shyt'll come in handy when the class action discrimination suits start rolling, and it'd be great to send all that shyt in to the papers..open up another window for the insurance companies to jump out of when shyt hits the fan

prime example of why government backed insurance needs to be brought in..
 
Old 10-Sep-2003, 05:22 PM
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tape it marty? lol

I heard it straight up from my pops, hes an insurance broker.
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Old 10-Sep-2003, 05:27 PM
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Originally posted by loudsubz
tape it marty? lol

I heard it straight up from my pops, hes an insurance broker.
you sure you wanna admit to that on a car forum???

 
Old 10-Sep-2003, 06:10 PM
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i'm excited about my insurance renewal this january... for about a month i'm gonna be raped up the *** then my first ticket will be off and i'll back to what i'm at now.... i doubt the fact i've had zer otickets in 12 months means anything to them though
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Old 11-Sep-2003, 12:44 PM
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Originally posted by PunkInDrublic
i doubt the fact i've had zer otickets in 12 months means anything to them though
Nope. I haven't had any tickets, accidents, or claims of any sort for at least 8 years and yet my rates seem to go up each year.
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Old 13-Sep-2003, 12:53 AM
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Originally posted by loudsubz
tape it marty? lol

I heard it straight up from my pops, hes an insurance broker.
Hey man, your dad is an insurance broker? I'm in the need of one right now. The truth is my dad's got this work van that he has 'insurance' on according to RBC insurance which doesn't allow him to be a primary on my del Sol.

Now I'm a secondary driver and I'm at the point now where I just need an insurance company that won't charge me $7000, yes you heard right, $7000 for me being a primary. This is my first insurance company, I have a clean driving record and I've been through driving school. When my dad was a primary on my Sol the rate was only $2100 but now it's jumped up to $7000.

The lady on the insurance line pretty much told me to find an insurance broker.

Please someone help :cry: this god damn blows.
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Old 13-Sep-2003, 08:14 AM
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All you guys are completely wrong!

Yakabuski, the IBC bulldog, shill, whatever, totally refutes the claims of the Consumer Affairs advocate group (Studio 2, Globe, CBC, City, etc) that the average Ontario driver pays over $2500 a year. He swears it's more like just over $1000

Also, he says to shop around. One of the 168 companies are sure to 'do' you

In all seriousness, did anybody see him up against the NDP economist insurance critic on TVO's Studio 2? The NDP economist was pathetic, Yakabuski eating him for dinner. I even wrote to Steve Pacon, the host. The IBC really hired well -- a bulldog, sweaty upper lip and all, who really delivers the IBC's crap well...

For a reality check, just check out the averages for Manitoba, Quebec and BC. If you do, you'll :cry:

Oh, my record is clean as a cat's ***. I decided to see what's out there. ING, $5700, please Must be the healthy competition and ourageous claims that the insurance shills espouse

Mind you, that was for a BMW. If I drove a Mistsubishi or a Talon, I'm sure it'd be cheaper
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Old 13-Sep-2003, 11:01 AM
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That's true, I called around 50 companies and all of them said they're not taking any new drivers and the only one that took my info didn't call the next day when he was supposed too
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Old 13-Sep-2003, 11:53 AM
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ok they have to take a new driver, everybody needs to b insured, say if ur a young kid and jsut got ur g2 like my younger cuzzin and he sjut bought a eagle talon tsi, whats he supposed to do for insurance now?.....get none and never bable to insure his ride?
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Old 18-Sep-2003, 09:30 PM
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they will take you if your really desperate, but on the phone they will say they arnt, but if you go into the insurance place in person and give them your info they can give you a quote
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Old 19-Sep-2003, 12:42 PM
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By law, there has to insurance available to everyone, regardless of your driving record, # of claims, etc. What this means is that if you are a licensed driver in Ontario and keep looking you will find insurance out there. Only problem is that it might be within a high risk pool (facility).
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Old 19-Sep-2003, 09:53 PM
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ya tru eh....my lil cuzz is going to b payong 500 a month insurance for a 97 eagle talon tsi....nutz!!!!!!!
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Old 20-Sep-2003, 08:15 PM
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i have insurance thru facility, it was 4000$ a year cheaper than any company my broker could find
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