SellmeyouCRX

Hello , hopefully one of you guys can help me out.
I just bought a as-is civic planing on picking it up next weekend. My question is can i go to the ministry office and get a temp plate for it with just insurance? i don't have the ownership or anything as i haven't payed for it yet and i knwo the offices are not open on the weekend ??

Tdot_civic_club

the car must show on the ownership pas-fit, then u have to have the ownership filled up with ur info, transfer everything in ur name, pay taxes, etc, then u get a temp permit.

SellmeyouCRX

Well how can i do that ? As i said i don't have the ownership or anything till i go pay for the car and that will be on the weekend when they are closed?

miss_jess

iTrader: (2)

then you can't do anything until you get the ownership... i bought a used car too, I did get temp plates for it only cause I had to get an etest done. You need insurance and ownership before you get anything.

Why do you need a temp plate now anyways?

civicEJ1

iTrader: (2)

he wants to get it before he goes to pick up the car so he can drive it back

try to get a ride this week and pick up the ownership u noe, pay the guy half so he doesnt think ur tryin to steal the car from him and get it all done this week

miss_jess

iTrader: (2)

^^^ thats a good idea

D.T.P

Throw some plates on the car and drive it home. Lol If you get cought, you get charged with theft of plates and may get something for the ownership. Risky...but that's just an idea.

FiveO

You might want to look up the penalties for driving with an unauthrized plate. Potential for $1000 fine, 30 days in jail, 6 months driver license suspension.

On top of that, insurance on a car is valid only when that car is legally authorized to be on the road. A car that has not been safety inspected and does not have its own license plate and valid valtag is not authorized to be on the road. You could find yourself charged with drive without insurance, and that's another $5,000 to $25,000 fine plus up to 1 year driver license suspension.

On top of that, if you get in an accident, you could find yourself having to pay for not only your own vehicle damage, medical costs and lost wages, but also that of the other driver(s) involved.

It's more than just "risky". It's outright stupid these days.

miss_jess

iTrader: (2)

actually, temporary plates are ok to insure. I had temp plates on my car when I bought it because I still had to get it etested.

and I just spoke with my underwritter to confirm that, as long as the vehicle is fit for the road temp plates are ok.... the ministry will give you temp plates if you still need to get it etested and a safety completed.

D.T.P

Lol that was just an idea...

FiveO

The difference is that temp plates provide you with the specific legal authorization required to operate the car on public roads, and you can get temp plates on a just-transferred vehicle only if that vehicle was still registered as "Fit" by the previous owner. In those circumstance the vehicle is considered fit for the duration of that temp plate and your insurance from your current car (if you have such) will cover it for a maximum period of 14 days.

Getting any old set of plate off, say another car or off the wall in your garage, is a completely different matter.

FiveO

Sure, but someone could severely screw themselves if they took you up on it not knowing how harsh the repercussions could be.

A friend of mine went to jail for 14 days when he tried it several years ago, and they were even his own plates "taken off the wall of his garage" from an old car he used to own.

miss_jess

iTrader: (2)

i just don't think that is true though... I didn't have a previous car before I bought mine.

I got insurance for it, got my insurance slip, had the ownership as nonplated... I got the temp plate and went to get it etested and never had a problem.

When I got the etest, I went back to the ministry and they gave me a 'fit' ownership

FiveO

The difference remains the same - you did it legally by ensuring a properly-authorized plate (a temp plate in your case), and by having properly-obtained insurance (new policy in your case. These days the Ministry deems a car temporarily "fit" for the road if a temp plate is arranged at time of vehicle registration transfer, for the duration of that one temp plate, and if proof of insurance (newly obtained or existing from another car in your name) is presented.

In other words the vehicle is legally authorized for road use for the ten days of the temp permit, and because it is legally authorized for road use your insurance (if you have it) is valid.

That makes it far different from just arbitrarily slapping on a set of plates and hoping to avoid being caught,

SiVeloz

Dude ask one of your buddies for a DEALER plate.

Robb

iTrader: (1)

Alot of misinformation here.

This question comes up alot..
There's 2 kinds of registrations thats always get confused; Special Permit and Temporary Permit.

Getting a Temporary (Trip) Permit

Pro_2neR

u dont actuall need insurance for the car ur buying u just go with an unexpired insurance slip under ur name for like the car u are driving at the time and say the insurance company told u its the same policy number and they just write that insurance slip policy number down and there you go ur tempplates are a go and u didnt even have to call the insurance company till the next day or till u get the car on the road one less thing you have to worry about for that day

starboy869

god your fin dumb /\

why not just call your insurance company and get it insured. 15 minute phone call if your not on hold max.

FiveO

He's not that dumb. If you already have valid insurance on a car that you own, that same insurance will cover any additional or replacement car you acquire for 14 days. This coverage is automatic, is part of every auto insurance policy sold in Ontario, and you do not have to call your insurance company to arrange it in advance of picking up the car. That said, you probably shouldn't wait the 14 days either.