Bike insurance
23-Dec-2007, 04:34 PM
#21
Junior Member
Join Date: Sep 2007
Posts: 2
Thanks so much, finally the answer i was looking for, so this definately means that the 6 month quote would depend on my history.
thanks, and Marry-x mas to you too.
ahhh i see, so how would they know if to give ticket for failing to show insurance or a summons?
i don't know why everyone thinks im trying not get insurance,lol i was only defending that insurance is overated.
nice bike, lol yup thats definately a modded stunt bike. Yes, i'll definately come say hi, if i get decent insurance so i can afford both car and bike, if not, i'll still come by in my track car.lol
btw when i was mentioning my bikes, i mentioned them because so you would get an idea that no novice rider can ride such bikes as a bigginer, i started from 50cc,70cc,120cc,600cc, then litre bikes.
as you can tell im really against insurance companies because they charge so much.
one thing i always think is how do they determine the cost for each driver, because when i call RBC its some student working there who looks at my history and some how gives me a quote, so knowing that, doesn't that mean they use an automated system, basically a damm computer telling the person how much i should pay, isn't that wrong, i mean what does a computer know.
i was hoping to get a figure, but anyways i'll be checking out statefarm sometime after new years really busy nowadays.
anyways good luck to you all and thanks for your patients.
ps: yes im still young, you guys seem older, bare with me, i'll get there.lol
yes, i can be cocky about my skills,lol but thats just how it sounds online, the expressions and emotions are missing, so in person what i said before would have sounded more on the lines of sarcasm.
anyways,
happy new year and marry=x mas to you all, have a great year end.
thanks, and Marry-x mas to you too.
ahhh i see, so how would they know if to give ticket for failing to show insurance or a summons?
i don't know why everyone thinks im trying not get insurance,lol i was only defending that insurance is overated.
nice bike, lol yup thats definately a modded stunt bike. Yes, i'll definately come say hi, if i get decent insurance so i can afford both car and bike, if not, i'll still come by in my track car.lol
btw when i was mentioning my bikes, i mentioned them because so you would get an idea that no novice rider can ride such bikes as a bigginer, i started from 50cc,70cc,120cc,600cc, then litre bikes.
as you can tell im really against insurance companies because they charge so much.
one thing i always think is how do they determine the cost for each driver, because when i call RBC its some student working there who looks at my history and some how gives me a quote, so knowing that, doesn't that mean they use an automated system, basically a damm computer telling the person how much i should pay, isn't that wrong, i mean what does a computer know.
i was hoping to get a figure, but anyways i'll be checking out statefarm sometime after new years really busy nowadays.
anyways good luck to you all and thanks for your patients.
ps: yes im still young, you guys seem older, bare with me, i'll get there.lol
yes, i can be cocky about my skills,lol but thats just how it sounds online, the expressions and emotions are missing, so in person what i said before would have sounded more on the lines of sarcasm.
anyways,
happy new year and marry=x mas to you all, have a great year end.
again, i'm not just saying this to be a dick or to cause ****, just though i'd ask and it's just my point of view on this...thanks
Last edited by Roblaza; 23-Dec-2007 at 04:39 PM.
23-Dec-2007, 05:42 PM
#22
Senior Member
Thread Starter
Join Date: Nov 2007
Posts: 858
not trying to be a dick, so please dont take this the wrong way...but here's a good question, if you have a busa, an r1, and a respol in europe...and obviously you have multiple vehicles (you said you'd meet him at the track with your "track" car) you obviously have some money coming in, and therefore shouldnt really need to worry about what insurance is going to cost you. and if you are concerned about how much it's going to cost here's another idea...sell one of your "many" beloved toys (maybe the ones in europe, seeing as you are in canada) and use the money to pay for the toys you have in this country. if you cant afford to pay the insurance, why have all these toys? it's like having a trailer queen. whats the point in having a car that lives in a trailer, and not driving it??
again, i'm not just saying this to be a dick or to cause ****, just though i'd ask and it's just my point of view on this...thanks
again, i'm not just saying this to be a dick or to cause ****, just though i'd ask and it's just my point of view on this...thanks
Hey, no problem, i understand.
The reason why i don't sell my toys in europe is because we live there as a joint family, so we have many cousins who live together on a big property, so its kinda different there,we can afford to keep the toys there, i was young before and owning property and stuff was how we got the money, but the canadian dollar is really high right now so the conversion rate is really bad, but like i said before i don't mind $1000 or even $2000, but anything more than that i'd be waisting money, even if someone has money they should spend it wisely, i hope you understand, and im currently a student, i'm going back to university, so i don't take money from my parents thats why im kinda tight on the budget.
As for selling my other bikes, i couldn't i just love to ride them when i go for vacation.
But yea i might sell my car that i have here in spring, and get a bike for the season, and later buy a winter beater, what ever happens, i'll manage, thanks for the advice.
happy holidays.
08-Jan-2008, 07:15 PM
#23
Guest
Join Date: Oct 2007
Posts: 6
I Think riding without insurance is not a good idea. While others may point out that the fines can be less than the policies depending on the rider and the bike, don't forget there is a range of punishment that can be handed out. So it you get the full treatment the law can provide it will be a while before you are able to walk properly once more.
07-Feb-2008, 11:14 AM
#24
haha so i wanted to get a cbr600rr and im 21 this august, and insurance with an M1 is $11,000 and for an M2 $10,000... so please as a newbie coming in wtf do i do?
what were some starter bikes that cud help me out and what were you payin for the M1/M2 process
o yea....
what were some starter bikes that cud help me out and what were you payin for the M1/M2 process
o yea....
07-Feb-2008, 12:13 PM
#25
Senior Member
Join Date: Jan 2008
Posts: 347
If you are 21 with a clean record and cash, i recommend:
1) registering your bike in a parent's name (if one of your parents have M1 or M2) because insurance will be SUPER cheap for 2nd rider.
2) get a bike with less cc. Insurance companies will give you better rates. and the new 250 ninjas are SICKKKKK
3) wait till you are 25, then put your bike and your car with State Farm for a SUPER LOW rate.
Otherwise, you'll be looking at paying a TONNE of money for a 6 month riding season. for more info, visit www.gtamotorcycle.com
there is an insurance forum there
last note: honestly tho, IMO there is NO greater feeling than riding a sports bike. the sense of freedom and INTENSE acceleration... worth every penny
hope that helps!
07-Feb-2008, 12:17 PM
#26
i would say, no matter what, if you buy a modern 600, insurance will cost more than the bike. I was 23 when i rode my 1995 CBR 600, and insurance was $2800. The bike was only $3800. and i shopped around quite a bit and had my M2. (+ rider safety course)
If you are 21 with a clean record and cash, i recommend:
1) registering your bike in a parent's name (if one of your parents have M1 or M2) because insurance will be SUPER cheap for 2nd rider.
2) get a bike with less cc. Insurance companies will give you better rates. and the new 250 ninjas are SICKKKKK
3) wait till you are 25, then put your bike and your car with State Farm for a SUPER LOW rate.
Otherwise, you'll be looking at paying a TONNE of money for a 6 month riding season. for more info, visit www.gtamotorcycle.com
there is an insurance forum there
last note: honestly tho, IMO there is NO greater feeling than riding a sports bike. the sense of freedom and INTENSE acceleration... worth every penny
hope that helps!
If you are 21 with a clean record and cash, i recommend:
1) registering your bike in a parent's name (if one of your parents have M1 or M2) because insurance will be SUPER cheap for 2nd rider.
2) get a bike with less cc. Insurance companies will give you better rates. and the new 250 ninjas are SICKKKKK
3) wait till you are 25, then put your bike and your car with State Farm for a SUPER LOW rate.
Otherwise, you'll be looking at paying a TONNE of money for a 6 month riding season. for more info, visit www.gtamotorcycle.com
there is an insurance forum there
last note: honestly tho, IMO there is NO greater feeling than riding a sports bike. the sense of freedom and INTENSE acceleration... worth every penny
hope that helps!
Thanks for the input bud
07-Feb-2008, 03:21 PM
#27
Senior Member
Join Date: Aug 2003
Posts: 1,505
Suzuki has the GS500F that isn't that bad.
or wait til you're 25. You'll see a crazy drop in your rates. Trust me. also the first year will be more just because you are a new rider, but after than expect your rates to go down substantially.
02-Mar-2008, 06:50 PM
#28
Junior Member
Join Date: Oct 2007
Posts: 16
http://www.ridersplus.com/home.html
doesn't seem like bad quotes to me
doesn't seem like bad quotes to me
03-Jun-2009, 10:18 PM
#30
Member
Join Date: Dec 2007
Location: Durham Region
Posts: 61
why I would stop at a stop sign that doesn’t say "all the way" and on a road with no car in sight in both directions. he says that’s the law, I told him, no its not if it was it would have said stop” all the way" but obviously its a wide open road that doesn’t require such action, hence the stop sign, which is there for a caution not mandatory stop.
As said above, the $65 was failure to provide insurance, meaning you have insurance, just not on you. Not having insurance period is an automatic summons to court, and a huge dent in your bank account.
Thanks for the entertainment pal.
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