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-   -   Who do I have to KILL FOR insurance? (https://www.civicforumz.com/traffic-tickets-accidents-insurance-47/who-do-i-have-kill-insurance-135115/)

moto_spritz 10-Apr-2007 11:22 PM

Who do I have to KILL FOR insurance?
 
lol i hope this doesn't get locked because of the title... just a saying you know...

Anyways, here's my situation... Yes many of you will say i'm "one of those retarded teenager kids blah blah blah" but honestly... i just love driving and love working on cars.... etc

So, I'm still in highschool, just turned 18, finishing last year... maybe i'll do one more year due to financial situation. Anyhow, I started night school, which forced me to quit my job couple months ago.... Now i have no solid income, i couldnt pay 450 bucks a month for insurance... so the car's just sitting doing diddley...

I even tried offering belair to use my sides and back as advertising space lol.... didn't work... I'm going to ask Geico to put their adorable creature (w.e it is... iguana probably...) on the back bumper giving thumbs up with the cartoonish box with "I switched to geico and saved blah blah blah"

Honestly... I have not asked my parents for anything since i got my first job and would like to keep it that way so asking parents like a kid is out of question... Does anyone know about any situation where that actually worked? (ad space) because i see bunch of company cars offered by various companies... they pay for your gas... etc but gas is now just as much as insurance... isn't it? well 450 was premium so i guess it could be a bit lower...

If you got any suggestoins let me know... maybe someone owns a local business and need advertisement? lol i'm just dying to drive, last summer alone... i drove 19,000km... and please... don't call me a stupid kid...
thanks all for reading my chit chat

imported_Zyepher 10-Apr-2007 11:36 PM

Right..If you cant financially do it then you just can't.

moto_spritz 10-Apr-2007 11:37 PM

yeah... i'm slowly adopting to that fact

imported_d16y8 10-Apr-2007 11:40 PM

Call 'em up. I doubt they'll be interested, but it doesn't hurt to try.

moto_spritz 10-Apr-2007 11:42 PM

I tried bel air... lol i tried to be as professional as i could without running too long....

they just replied to me shortly saying
"
thank you for the offer, but we already have our marketing plans for the year
"

moto_spritz 10-Apr-2007 11:48 PM

It'd be cool though wouldnt it? like on a white( or diff colour... lol mine's flat black rite now) civic bubble back with a giant Geico creature on the sides of the back bumper lol...

imported_2join performance 10-Apr-2007 11:57 PM

Time to go on the welfare. :D

But seriously, it may be time for you to bite the bullet and take the bus for a while. You don't need to sell the car, just keep it un-insured, and store it. You can still work on it, restore it, detail it, etc. Then when you do get a steady source of income, that allows for you to pay insurance and gas, you can start driving the car again.

moto_spritz 11-Apr-2007 12:00 AM

good call... lol, well i guess that could work too...(not the welfare lol... the storing) worse comes to wosrt in the summer time once school is done i'd get a full time job and enjoy riding again...

imported_gotti78 11-Apr-2007 08:23 AM

I was in that position..I was paying 360 a month for Insurance when I was in grade 11 and also paying rent I was getting killed got canceled by sooo many companys for non payments. Now 10 years later I am paying like 90.00 a month. Insurance rapes U, I drive a 5000 car but paid 30K into insurance.

moto_spritz 11-Apr-2007 09:46 AM

You are a true true inspiration lol

imported_xray 11-Apr-2007 01:53 PM

Well, all you want to do is drive, right? Can't you get the car under your parents name as a secondary driver? That should save you money. I owned a car since I was 21 and was doing that until I turned 25.

cibs 11-Apr-2007 01:57 PM

i paid 350 ish back when i was 18/19... for my eg hatch...


450 is alot but i had discounts cuz of school/multiple policies etc... that's the way life goes... it really does suck... if you can't afford it then you can't... i'm glad to see you're not one of those that just drives around anyways even though they're not insured...

either get a job that lets you work weekends, or take the bus for a while till you get a job that gives you an income again... it sucks but what can you do?

we all have to make sacrifices at one time or another

imported_angryasian 11-Apr-2007 10:41 PM

insurance rates are too crazy here, my cousin in montreal just turned 20, just got his license and his first car (toyota mr2) and is paying $90 a year!

imported_SilverSleeper 12-Apr-2007 05:30 AM

I'm shocked at rates some people get these days. Even when I was 16, my premium was only 350 max.

moto_spritz 12-Apr-2007 08:30 PM

Well mine is like minimum 350... can u recommend me any companies? i got 350 at belair but other places... it's all 600~700

veloz 13-Apr-2007 12:28 AM

insurance is a ***** bro. i pay 480 a month! with a clean record, G license, with driving school. and im 19. if you wanna play you gota pay!

maybe if you say you were a tranny you can be counted as a girl. doesnt hurt to try either!

imported_kertesz_vtec 13-Apr-2007 12:32 PM

Bro, i pay 270 a month at bel air for my eg hatch. i'm a first year college student, that is why my rate is probably lower than everyone elses. Every other company i tried, like RBC and Statefarm, were 450 a month. I think bel air is the best your gonna get, unless you go secondary driver?

Gallagher 13-Apr-2007 02:04 PM

When I was that age I was paying 375 w/o collision.

Now i'm at 165 w/ collision

Pimpin-EL 14-Apr-2007 06:12 PM

Good job not driving illegally...I was once hit by an uninsured motorist...trust me, it sucked like mad...

imported_Fr0z3N 14-Apr-2007 07:24 PM


Originally posted by Pimpin-EL
Good job not driving illegally...I was once hit by an uninsured motorist...trust me, it sucked like mad...
Coming from one of the idiots who droves without insurance, that's all it takes... that 1 day that 1 mistake.... I drove without insurance for 1 week.... 1 measly week and BANG totaled my car.... the guy who hit me was deemed at fault, thank god, otherwise I'd be screwed, well technically I did get screwed, I lost my car I have whats left of it sitting in my driveway, but atleast I'm not getting sued or anything like that. You won't catch me thoughtlessly driving without insurance ever again.


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