CHEAP INSURANCE Look HERE
22-Oct-2002, 09:53 PM
#22
Registered User
Join Date: Mar 2002
Location: www.mojonation.ca
Posts: 6,036
i just called my insurance company to get a quote for a 92 Si and a 94 dx.... both quotes are about the same $1098/year
full coverage
based on 11 months it would be 99.88/month
i love being 26
full coverage
based on 11 months it would be 99.88/month
i love being 26
22-Oct-2002, 10:12 PM
#24
Registered User
Thread Starter
Join Date: Apr 2002
Posts: 229
I hate being 22 and only have one year of licenced experience.I get a great rate at 200 a month for full coverage and I errupt with joy, while every adult I talk to tells me how bad I am getting raped and then procedes to tell me they pay 50-100 a month. 3 more years to 25 woo hoo
22-Oct-2002, 10:15 PM
#25
Registered User
Thread Starter
Join Date: Apr 2002
Posts: 229
This guy is very reliable, the first time I got his card was from London Honda, and I dont think that a major dealership would send me to a crooked insruance broker only to have me bad mouth the dealership in the end.
17-May-2003, 10:19 PM
#27
Registered User
Join Date: Mar 2003
Posts: 389
Originally posted by ShaneR21
This guy is very reliable, the first time I got his card was from London Honda, and I dont think that a major dealership would send me to a crooked insruance broker only to have me bad mouth the dealership in the end.
This guy is very reliable, the first time I got his card was from London Honda, and I dont think that a major dealership would send me to a crooked insruance broker only to have me bad mouth the dealership in the end.
............ 
23-May-2003, 11:21 AM
#36
Registered User
Join Date: Mar 2003
Posts: 389
by law, you are allowed to ask this guy who he deals with and ask for some references within those companies .... He is going to be working for you so you do have the right to check him out before signing anything ..... I would be careful who you write insurance with as their has been 2 brokers I know of recently that have been charged with Fraud as they were accepting all this new business and never submitted the polices or funds to the insurance companies, hence, the people never had an active insurance policy in force ......
02-Jun-2003, 12:50 AM
#37
Registered User
Join Date: Apr 2003
Location: Aurora
Posts: 360
if its too good to be true.... it usually is... so be careful... buddy of mine was getting GREAT insurance rates until one day he got pulled over by the cops... cops looked up his insurance and informed him that it was bogus... he got scammed by this broker who was pulling the same stunt on other ppl..... so my buddy was buyin bogus insurance for two years!!!!
In a nutshell, this is how a broker works and as to why some brokers can get better rates than others..... lets say Dominion of Canada rates are 2000 bux a year.....Royal & Sun Alliance is 3000 bux a year... and State Farm is 4000 bux a year...
k... now you need to go through a broker to get insurance.. you dont deal directly with these insurance companies.. think of the broker as the middle man. Lets call the first broker JASON, and the second broker, ADAM.
Jason does business with all three of the above mentioned companies, whereas Adam only does business with Royal & Sun and State Farm. So the best rate jason can get you is the 2000 bux a year cause he deals with Dominion.... whereas the best rate adam can only get you is 3000 bux a year cause he deals with royal.... so its not the broker persay who is giving you the best deal... its the insurance company... it just comes down to who the broker does business with and what he has to pick from... if adam also dealt with dominion, then it wouldnt matter if you went with adam or jason, cause they'd both provide you with the same rate. The insurance industry is very competitive and there are strict rules and regulations. The insurance companies dont give different rates to different brokers... its the same. So if jason tells you he can give you a $2000 rate through dominion, and adam tells you he can give you a $1500 rate with dominion as well, then something is fishy. the rates should both be the same, if not very similar (providing they both have the exact information regarding your record, vehicle, and needs)
To give yourselves an IDEA of who is providing a good rate these days.. go to INSURANCEHOTLINE.COM and go into the auto section.. enter your info and they'll spit you out an online quote. The quote will tell you who the INSURANCE company is and what BROKER close to your vicinity is providing it.
In a nutshell, this is how a broker works and as to why some brokers can get better rates than others..... lets say Dominion of Canada rates are 2000 bux a year.....Royal & Sun Alliance is 3000 bux a year... and State Farm is 4000 bux a year...
k... now you need to go through a broker to get insurance.. you dont deal directly with these insurance companies.. think of the broker as the middle man. Lets call the first broker JASON, and the second broker, ADAM.
Jason does business with all three of the above mentioned companies, whereas Adam only does business with Royal & Sun and State Farm. So the best rate jason can get you is the 2000 bux a year cause he deals with Dominion.... whereas the best rate adam can only get you is 3000 bux a year cause he deals with royal.... so its not the broker persay who is giving you the best deal... its the insurance company... it just comes down to who the broker does business with and what he has to pick from... if adam also dealt with dominion, then it wouldnt matter if you went with adam or jason, cause they'd both provide you with the same rate. The insurance industry is very competitive and there are strict rules and regulations. The insurance companies dont give different rates to different brokers... its the same. So if jason tells you he can give you a $2000 rate through dominion, and adam tells you he can give you a $1500 rate with dominion as well, then something is fishy. the rates should both be the same, if not very similar (providing they both have the exact information regarding your record, vehicle, and needs)
To give yourselves an IDEA of who is providing a good rate these days.. go to INSURANCEHOTLINE.COM and go into the auto section.. enter your info and they'll spit you out an online quote. The quote will tell you who the INSURANCE company is and what BROKER close to your vicinity is providing it.
02-Jun-2003, 07:39 AM
#38
Registered User
Join Date: Mar 2003
Posts: 389
Originally posted by jason_alt
if its too good to be true.... it usually is... so be careful... buddy of mine was getting GREAT insurance rates until one day he got pulled over by the cops... cops looked up his insurance and informed him that it was bogus... he got scammed by this broker who was pulling the same stunt on other ppl..... so my buddy was buyin bogus insurance for two years!!!!
In a nutshell, this is how a broker works and as to why some brokers can get better rates than others..... lets say Dominion of Canada rates are 2000 bux a year.....Royal & Sun Alliance is 3000 bux a year... and State Farm is 4000 bux a year...
k... now you need to go through a broker to get insurance.. you dont deal directly with these insurance companies.. think of the broker as the middle man. Lets call the first broker JASON, and the second broker, ADAM.
Jason does business with all three of the above mentioned companies, whereas Adam only does business with Royal & Sun and State Farm. So the best rate jason can get you is the 2000 bux a year cause he deals with Dominion.... whereas the best rate adam can only get you is 3000 bux a year cause he deals with royal.... so its not the broker persay who is giving you the best deal... its the insurance company... it just comes down to who the broker does business with and what he has to pick from... if adam also dealt with dominion, then it wouldnt matter if you went with adam or jason, cause they'd both provide you with the same rate. The insurance industry is very competitive and there are strict rules and regulations. The insurance companies dont give different rates to different brokers... its the same. So if jason tells you he can give you a $2000 rate through dominion, and adam tells you he can give you a $1500 rate with dominion as well, then something is fishy. the rates should both be the same, if not very similar (providing they both have the exact information regarding your record, vehicle, and needs)
To give yourselves an IDEA of who is providing a good rate these days.. go to INSURANCEHOTLINE.COM and go into the auto section.. enter your info and they'll spit you out an online quote. The quote will tell you who the INSURANCE company is and what BROKER close to your vicinity is providing it.
if its too good to be true.... it usually is... so be careful... buddy of mine was getting GREAT insurance rates until one day he got pulled over by the cops... cops looked up his insurance and informed him that it was bogus... he got scammed by this broker who was pulling the same stunt on other ppl..... so my buddy was buyin bogus insurance for two years!!!!
In a nutshell, this is how a broker works and as to why some brokers can get better rates than others..... lets say Dominion of Canada rates are 2000 bux a year.....Royal & Sun Alliance is 3000 bux a year... and State Farm is 4000 bux a year...
k... now you need to go through a broker to get insurance.. you dont deal directly with these insurance companies.. think of the broker as the middle man. Lets call the first broker JASON, and the second broker, ADAM.
Jason does business with all three of the above mentioned companies, whereas Adam only does business with Royal & Sun and State Farm. So the best rate jason can get you is the 2000 bux a year cause he deals with Dominion.... whereas the best rate adam can only get you is 3000 bux a year cause he deals with royal.... so its not the broker persay who is giving you the best deal... its the insurance company... it just comes down to who the broker does business with and what he has to pick from... if adam also dealt with dominion, then it wouldnt matter if you went with adam or jason, cause they'd both provide you with the same rate. The insurance industry is very competitive and there are strict rules and regulations. The insurance companies dont give different rates to different brokers... its the same. So if jason tells you he can give you a $2000 rate through dominion, and adam tells you he can give you a $1500 rate with dominion as well, then something is fishy. the rates should both be the same, if not very similar (providing they both have the exact information regarding your record, vehicle, and needs)
To give yourselves an IDEA of who is providing a good rate these days.. go to INSURANCEHOTLINE.COM and go into the auto section.. enter your info and they'll spit you out an online quote. The quote will tell you who the INSURANCE company is and what BROKER close to your vicinity is providing it.
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