imported_sky0901

i just did my online quote

under "any modification" what should i put? yes or no?

my car is lowered, changed muffler and short ram intake


also at the end, they require to pre-inspect my car
so do i have to bring them the car n get it inspect?

thanks for the help

szuberi

say no.....and if they come after ya later on...tell them u had none at the time.

sol2nv

lol im wif belair so far best insurance i ever had $89 on my 89 civic and $120 on my 93 delly i love belair!!!

imported_mugenpowered

I just switched to Bel-Air, I don't think it would be the best idea to lie about the upgrades because they will inspect your car if it is a Civic no matter what and if they notice the mods in the inspection then they might be suspicous of you.

They gave me the option of a mobile inspector coming to my house to look at my car so I did that. It's a third party company and some guy shows up and takes two pictures of the car, picture of the deck if there is an aftermarket one, and then fills out a report.

He never looked at my engine or measured the ride height, just wrote no modifications for all the categories, but maybe that's because my car is all stock except for tints and a few small things(he still wrote "none" for that category). So I guess he might not notice the suspension depending how low it is but maybe you would have a different experience with the person who comes for your inspection.

imported_sky0901

the lady ask me to go apple auto glass to get it inspect


also, there's only 2 coverage right? full or 3rd party?

i got quote for
$157/month 3rdparty + loss/stolen
$185/month for full

my car is 96 civic 4 door

which 1 should i get?
also what does 3rd party means?

imported_mugenpowered

They told me about the mobile inspection because they said there wasn't a place to have it inspected very close to where I live. But I am sure if you ask them they will let you use the mobile inspection if you don't want to drive around.

Anyways, I don't know the specifics about the two coverages but I think one will cover repairs to your vehicle if you cause an accident and the other won't. If you are unsure ask them to explain it to you.

toyotegra

happnd with my buddies type r integra. has lotts of modifications. they asked his if it had any and he said i dont know i just bought the car and that was that.

imported_t_dot_SiR

did you guys talk to a broker or just call their 1-800 (or 1-888) number? because i got an online quote and then when i click buy online, they ask me to fill out a form and mail it in.. anyone with hands on experience plz pm me =)