bengali548

hey guys

im looking for a new car and wanted to set up financing but i have a couple of questions

1) what qualifications do i need to have to get financing im a student and i make roughly 15-20 k a year

2) if i dont pay my bill for a month or im late on a payment will it affect my credit score?

Polkaroo Killa

Qualifications? In this economy, dealerships will do anything to sell a car, they are giving out financing like candy.

One late payment shouldn't affect your credit, maybe 10 late payments or non-payments would.

bengali548

okay i thought there would be a minimum cost of the car to be eligible for financing

FYI the car is 10 000 how much do you think id get for my 99 civic (i know its vague but i checked the blue book value and its at 4000 so how much would a dealer give roughly?

Polkaroo Killa

Dealer will probably low ball you. Sell it privately, depending on the km's and shape of your car, you might be able to get more then $4000.

Good luck.

31dev31

Clean your car good, like really good such as shampoo the carpet, clean the dash and door panels, etc. And perform preventive maintenance like front and rear brake replacement and service, oil change, and new tires if needed. People are more likely to buy a car that was recently serviced and very clean, and will be willing to pay the asking price.

bengali548

oil change was just done and im burning some oil unfortunately at 4500 + revs

cleant the whole interior and touched up some of the paint around and inside the car

tires have around a season so i think im good for that and brakes were changed but i only have low ball buyers

31dev31

Then it will be a while before someone will actually buy the car off you. But it will be worth the wait.

Xscorpio

for your car dealer will offer you $1200 no joke, my buddy works at action honda and i asked him if i want to sell my sell or exchange it, he said it will be around $1200