my insurance doubled
14-Jul-2003, 04:30 PM
#61
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Join Date: Mar 2003
Posts: 389
Most companies are trying ot sell thier book of auto business to other companies as they are losing to much money in auto insurance - the big companies, like State Farm, have a large business in property insurance, commercial insurance and liability insurance so their profits help feed the loses of the auto sector .... As long as Ontario Government makes insurance the law, their wil be companies selling it .... we need to educate people on how insurance works and how certain things (like large loss and insurance fraud) effect the every day person ....and their premium
14-Jul-2003, 04:42 PM
#62
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Join Date: Jul 2002
Posts: 322
Forgive me if I dont shed a tear for your 1 mil/yr losses. But most people have a negitive mindset against insurance companys for a good reason. I'm willing to bet insurance fraud is partly caused by the mistreatment of policy holders.
14-Jul-2003, 04:57 PM
#64
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Join Date: Mar 2003
Posts: 389
Originally posted by RApiDArTiFAcTs
Forgive me if I dont shed a tear for your 1 mil/yr losses. But most people have a negitive mindset against insurance companys for a good reason. I'm willing to bet insurance fraud is partly caused by the mistreatment of policy holders.
Forgive me if I dont shed a tear for your 1 mil/yr losses. But most people have a negitive mindset against insurance companys for a good reason. I'm willing to bet insurance fraud is partly caused by the mistreatment of policy holders.
I hear a lot of people with modified cars whine about how their rims got stolen and insurance won't pay for it or how their car got into an accident and isnurance won't pay for that bodykit to be fixed .... If people would only read their policies before they have a claim, they would realize what is covered and what isn't ....
14-Jul-2003, 06:22 PM
#65
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Join Date: Jul 2002
Posts: 322
I never said I was mistreated and I never said fraud was right. But I've learned to expect how insurance companys always have their assumptions like if I'm in a Civic, I'm a high risk driver.
We might pay for it next year, or maybe you'll loose another million.
We might pay for it next year, or maybe you'll loose another million.
14-Jul-2003, 07:20 PM
#66
Senior Member
Join Date: Apr 2002
Posts: 12,906
if these insurance company are lossing so much money... despite stealing so much from everyone... maybe something should be done to help them run more econimically.... or maybe all those ceo's shouldn't be making millions a year to look fat and sit in a chair and driving there ferrari's at the suimmer house in italy...
14-Jul-2003, 07:32 PM
#67
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Join Date: Mar 2003
Posts: 389
Originally posted by RApiDArTiFAcTs
I never said I was mistreated and I never said fraud was right. But I've learned to expect how insurance companys always have their assumptions like if I'm in a Civic, I'm a high risk driver.
We might pay for it next year, or maybe you'll loose another million.
I never said I was mistreated and I never said fraud was right. But I've learned to expect how insurance companys always have their assumptions like if I'm in a Civic, I'm a high risk driver.
We might pay for it next year, or maybe you'll loose another million.
For the comment on making auto insurance profitable, if you can find a way where thousands have failed, by all means be my guest .... Auto insurance is just a red line industry, the only solution is basically charge people what their vehicle is worth, and even then they'd still lose money ..... It will always be like that .....
14-Jul-2003, 07:40 PM
#68
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Join Date: Apr 2002
Posts: 12,906
well since 99% of people paying insurance dish out a lot more then they get from insurance... how about nobody pays insurance... and say you hit someone or someone dies and its your fault... well then tough **** garnish your wages for a while, garunteed it wont happen again.... and if someone dies and it was there own fault... well then tough **** they should learn to drive...
14-Jul-2003, 07:47 PM
#69
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Join Date: Mar 2003
Posts: 389
Originally posted by PunkInDrublic
well since 99% of people paying insurance dish out a lot more then they get from insurance... how about nobody pays insurance... and say you hit someone or someone dies and its your fault... well then tough **** garnish your wages for a while, garunteed it wont happen again.... and if someone dies and it was there own fault... well then tough **** they should learn to drive...
well since 99% of people paying insurance dish out a lot more then they get from insurance... how about nobody pays insurance... and say you hit someone or someone dies and its your fault... well then tough **** garnish your wages for a while, garunteed it wont happen again.... and if someone dies and it was there own fault... well then tough **** they should learn to drive...
14-Jul-2003, 07:58 PM
#71
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Posts: 389
Originally posted by PunkInDrublic
it would make people think twice about "defensive driving"
it would make people think twice about "defensive driving"
14-Jul-2003, 08:21 PM
#72
Senior Member
Join Date: Apr 2002
Posts: 12,906
hahahahaha i never thought of that.... we dont live in the states so i wouldn't be concerned about guns.... if anyone has seen bowling for columbine you know what i mean.....
the only way you can really win again insurance companies is to not drive... but thats a depressing image... or get a bike... then you got a clean record
the only way you can really win again insurance companies is to not drive... but thats a depressing image... or get a bike... then you got a clean record
14-Jul-2003, 09:00 PM
#73
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Join Date: Mar 2003
Posts: 389
Originally posted by PunkInDrublic
the only way you can really win again insurance companies is to not drive... but thats a depressing image... or get a bike... then you got a clean record
the only way you can really win again insurance companies is to not drive... but thats a depressing image... or get a bike... then you got a clean record
14-Jul-2003, 09:07 PM
#75
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Join Date: Mar 2003
Posts: 389
Originally posted by PunkInDrublic
but imagine paying $300+ for a 1990 civic DX... i dont... but i know people who do....
but imagine paying $300+ for a 1990 civic DX... i dont... but i know people who do....
14-Jul-2003, 10:43 PM
#76
Senior Member
Join Date: Apr 2002
Posts: 12,906
ya i dont know... he's got some tickets... at one time he was paying 400 a month for that thing... crazy... i'm lucky in that i'm still under my parents... and my car is "owned" by my mom... so my sterio claim is on her record and not mine... SCORE!! she has a clean record anyways so its no biggie
15-Jul-2003, 07:23 AM
#78
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Join Date: Mar 2003
Posts: 389
Originally posted by PunkInDrublic
ps. insuranceman whats with the crack ***** in your avator??
ps. insuranceman whats with the crack ***** in your avator??
20-Jul-2003, 12:33 PM
#80
I hear all this complaining about insurance and insurance rates, and I wonder how I am so lucky. I just got a notice that my insurance is dropping $5.22 a month. I am now paying $91 per month. I know being the age that I am, and living in Durham region helps, but that much??
