imported_sketch

hey guys,
I currently just changed insurance companies ..... but now my car has been lowered and a couple of other cosmetic changes.
the car has to be taken in for inspection for pictures .... now will the insurance company jack the price because they see that the car is not stock ?

thanks

SiR-Racer

if all you have is lowering and cosmetic mods i doubt that would affect insurance. if your insurance company tries to charge you more then just change companies again.

the only mods that may affect insurance are performance bolt-ons. i know my insurance company wanted to double my premiums when they found out i had header and intake.

imported_sketch

how did they find that out ?
It was a bitch finding a company ..... i don't want to go through it again .... because i don't have the best record ..... i mean it wouldn't be a problem to take off my rims and put on stock steelies but should i go as far as raising it and just bolting on a temporary muffler when i get my pics taken ?

SiR-Racer

long story, basically my dad called the insurance company this one time and started talking about the mods on my car! big mistake! but it's all good because i just got a letter from a shop saying they returned it back to stock (even though they didnt)

imported_sketch

so i guess i should put my car to look as close as stock before taking any pictures ?

imported_JookSingKid

Don't worry about it, they are only taking pictures to find out what you have in case of loss.

they won't even pop your hood or ask you to start your car.

SiR-Racer

exactly, if your only mod is lowered and some cosmetic dont bother returning it back to stock. only worry about performance mods affecting insurance.

imported_JookSingKid

Funny thing is that they pay more attention to what your deck, amp and box.

imported_sketch

awsome ..... well you thanks for the help guys .... hope you're all right ...... thanks !