pain2bare

if things happend that weren't your fault? I had two claims this past year, old guy backed into me and some jag off did a hit and run in a parking lot. Was talking to some friends over the weekend and one of my friends was dumped after 2 claims in a year not his fault. My insurer hasn't said shiat to me but are they really getting that bad?

imported_Zyepher

My friend got 2 of his cars destroyed in one year (not his fault) and his insurance never even got effected.

Cynikal.Mindset

2 write-offs in 5 months insurance went down at next renewal

Nova_Dust

Hit and run would be your words against someone else if there is no proof. To an insurance company, it is useless. You still have to pay deductable and a claim will be filed against you.

pain2bare

I did have proof and my insurer waived the deductable because I reported it to the police. I think maybe my friends acciddents may have been worse than he's letting on. He was with State Farm and I've heard a lot of people complain about them in particular.

DumbasSi

Different companies have different policies when it comes to wether they will drop you or not. My company for example allows 1 major ticket and 1 at fault accident for each driver under the policy before the rates will change.