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Insurance Discounts vs Privacy

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Old 14-Oct-2004, 05:03 PM
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Insurance Discounts vs Privacy

http://www.thestar.com/NASApp/cs/Con...l=968350116467

I dont care what the discount is, I wouldn't install one of these!
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Old 14-Oct-2004, 05:44 PM
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Me neither. What I do in my car is my business as long as I am not hurting anyone or breaking the law.
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Old 14-Oct-2004, 06:06 PM
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fawk i would. did you guys read the part about being able to take the device out and downloading the info on your computer? i assume that taking it out wouldn't be a pain in the ***. so, basically id take it out most of the time when i need to drive the car. so they think im barely driving, which would give you an even lower rate. plus i have nothing to hide, i don't speed. and even if you do speed on streets, how they gonna know if the speed limit was 50, 60, 70? theres no gps.
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Old 14-Oct-2004, 06:07 PM
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Originally posted by bdotdan
fawk i would. did you guys read the part about being able to take the device out and downloading the info on your computer? i assume that taking it out wouldn't be a pain in the ***. so, basically id take it out most of the time when i need to drive the car. so they think im barely driving, which would give you an even lower rate. plus i have nothing to hide, i don't speed. and even if you do speed on streets, how they gonna know if the speed limit was 50, 60, 70? theres no gps.
its if you break 120 on the highway, they assume since you "tend" to drive faster on the highway you will drive faster on the street.

ofcourse thats bs because everyon drives fast, everywhere :P
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Old 14-Oct-2004, 06:12 PM
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i think ive gone faster than 120 like maybe twice. just set your cruise control to like 118 if your worried thats if ya have it of course.
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Old 14-Oct-2004, 06:29 PM
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its only like a 5% reduction, and it goes to like 35% if you never speed, drive for like to thte corner of your street and at themost ideal time, if there gonna do a system like this they should start everyone on the same premium not based on anythig but record and then only raise your insurance based on your **** driving, not say your 19 and we can see your a good driver so well charge you 4000 instead of 4300m thanks but no thanks
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Old 14-Oct-2004, 06:38 PM
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5% initial reduction, then depending on habits and how often you drive it can be up to 25%
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Old 14-Oct-2004, 08:33 PM
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so... what if you have bad drving habits.. will it go up instead?
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Old 14-Oct-2004, 11:35 PM
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Originally posted by v8hunter03
so... what if you have bad drving habits.. will it go up instead?
if you have bad driving habits then ofcourse your insurance will go up :P

as far as the device telling them that, I think you have the option of not sychonizing the data from the unit with them. Besides its not like this thing is gps and can tell em how many times you take wide turns
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Old 15-Oct-2004, 04:10 PM
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couldnt u unhook your speedo or something? i would consider doing this because my insurance is already so high to begin with.
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Old 15-Oct-2004, 04:14 PM
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I would never do that. They shouldnt have the ability to do that. No way. Its a way to screw up people and make them pay even more for insurance.
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