Insurance prices on 96-99 civic? for teen
24-May-2011, 11:36 PM
#1
Junior Member
Thread Starter
Join Date: May 2010
Posts: 1
Insurance prices on 96-99 civic? for teen
G2 Teen age 17
honda civic 4 door sedan 96-99
average price? on all insurance quotes sites it gives me 900-1200$ a month, this cant be possible my friends pay around 300-400 a month
how much you think i can get insurance as a primary driver? in 2 months ill have my G and ill be 18 if that can lower cost
and i have no tickets, or anything. clean driving record (boy)
the ownership of the veichle will be under my parents name which have good credit, and good driving record
honda civic 4 door sedan 96-99
average price? on all insurance quotes sites it gives me 900-1200$ a month, this cant be possible my friends pay around 300-400 a month
how much you think i can get insurance as a primary driver? in 2 months ill have my G and ill be 18 if that can lower cost
and i have no tickets, or anything. clean driving record (boy)
the ownership of the veichle will be under my parents name which have good credit, and good driving record
25-May-2011, 01:50 AM
#2
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Join Date: Nov 2009
Posts: 20
i live away from tdot and a little ways past hamilton and have my G im 20 i pay 266 a month 
yea its a pain if its threw your parents and your under as a second driver any where from 100 to 200 a month
you will still be paying alot since your a new driver no way around that
yea its a pain if its threw your parents and your under as a second driver any where from 100 to 200 a month you will still be paying alot since your a new driver no way around that
25-May-2011, 06:05 AM
#3
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Join Date: Mar 2009
Location: Malton / Etobicoke
Posts: 561
That sounds about right dude. Full coverage at 17 with you primary driver of a civic will get you prices that high. The best you can do is get comprehensive or basic coverage, instead of full. But you're gonna be stuck at high prices for a few years
25-May-2011, 10:07 PM
#4
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Join Date: Nov 2009
Posts: 20
Yeah, lose the collision coverage and comprehensive. Stick with just liability. You should be able to get payments under 300 that way. ESPECIALLY if it's under your parents names?
And check out a quote from belair direct, they were always by far the cheapest option. From when i was 16 and still now at 21
And check out a quote from belair direct, they were always by far the cheapest option. From when i was 16 and still now at 21
28-Aug-2011, 03:56 PM
#5
Senior Member
Join Date: Dec 2009
Location: ontario
Posts: 186
ya really jst pl pd by the time you pay for full coverage for your car you could have bought it four times by the time the years over......and either bel air direct or desjardin werent to bad for me and my brother 17 and 18 years old both driving 4 door civics
27-Sep-2011, 11:00 PM
#6
Junior Member
Join Date: Mar 2011
Posts: 13
Yeah don't do full coverage on a car that old...chances are if you have alot of money into the car, your insruance company wouldn't cover your mods anyways. Like others have said call belair my friend, they work wonders! The quotes you received sound about right...welcome to owning the most stolen vehicle in probably the world 
27-Sep-2011, 11:50 PM
#7
If you actually use the search tool on this site you would be surprised at the amount of similar threads there are. You can get a ton of information off of them that will more like likely answer all of your questions.
Regardless of your age (16-25), where you live and your driving record, insuring a civic is going to be expensive.
Regardless of your age (16-25), where you live and your driving record, insuring a civic is going to be expensive.
28-Sep-2011, 01:27 PM
#9
29-Oct-2011, 10:10 AM
#10
Senior Member
Join Date: Dec 2009
Location: ontario
Posts: 186
yep i live further north around newmarket im 21 and im paying 180 a month with one 15 over ticket. but supposably our cars are moving down the stolen list my priced dropped at my renewal because of that. Thats what i was told anyways lol good luck man insurance sucks
my priced dropped at my renewal because of that. Thats what i was told anyways lol good luck man insurance sucks
24-Jan-2012, 09:45 PM
#11
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Join Date: Nov 2011
Location: Brampton/Canada
Posts: 62
I have a 98 4dr civic lx just got my g2 and live in brampton.*covers face* I'm a 17 year old male now i have no coverage on my car and i'm under as a secondary driver and its 145. I'm under my parents and i'm getting a CAA membership which will lower it also. if you havent done drivers school then that could also be a reason its high i went from a class 1 driver to class 3 just for doing it! Hope this helps give you another perspective to what you could do.
and its 145. I'm under my parents and i'm getting a CAA membership which will lower it also. if you havent done drivers school then that could also be a reason its high i went from a class 1 driver to class 3 just for doing it! Hope this helps give you another perspective to what you could do.
25-Jan-2012, 03:10 PM
#12
I have a 98 4dr civic lx just got my g2 and live in brampton.*covers face* I'm a 17 year old male now i have no coverage on my car and i'm under as a secondary driver and its 145. I'm under my parents and i'm getting a CAA membership which will lower it also. if you havent done drivers school then that could also be a reason its high i went from a class 1 driver to class 3 just for doing it! Hope this helps give you another perspective to what you could do.
and its 145. I'm under my parents and i'm getting a CAA membership which will lower it also. if you havent done drivers school then that could also be a reason its high i went from a class 1 driver to class 3 just for doing it! Hope this helps give you another perspective to what you could do.
30-Jan-2012, 03:34 PM
#14
19-Feb-2012, 08:27 PM
#15
Junior Member
Join Date: Feb 2012
Location: Canada
Posts: 2
I'm 16 and I am paying half that, but my civic is in my dad's name and I toke an 8 hour a day, once a week drivers ed course, which cut my waiting period from my learners permit to license from 6 months to 3, and I think 10% off on my rates. I would be paying what you are if i got a speeding ticket, or any kind of accident w/e
22-Feb-2012, 11:29 AM
#16
I'm 16 and I am paying half that, but my civic is in my dad's name and I toke an 8 hour a day, once a week drivers ed course, which cut my waiting period from my learners permit to license from 6 months to 3, and I think 10% off on my rates. I would be paying what you are if i got a speeding ticket, or any kind of accident w/e
22-Feb-2012, 05:15 PM
#17
Junior Member
Join Date: Feb 2012
Location: Canada
Posts: 2
In nova scotia in Canada, Once you get your learners permit, it is 6 months until you can go for your road test, unless you take a driving training course, which I did then it is cut to 3 months, 3 months after my 16th birthday I got my full license
24-Feb-2012, 11:47 AM
#19
thats ridiculous, Nova Scotia should reconsider that... oh well, lucky for you to get your license that quickly. Drive responsibly I guess.
24-Feb-2012, 11:49 AM
#20
2) you are probably young and with/without tickets/accidents - 12k seems about right
3) the retail price of a car plays no part in the rate you pay for insurance
