Traffic tickets, accidents, insurance Discuss legal issues, emissions testing, illegal modifications, etc....

Insurance prices on 96-99 civic? for teen

Old 24-May-2011, 11:36 PM
  #1  
Junior Member
Thread Starter
 
Join Date: May 2010
Posts: 1
Cool Insurance prices on 96-99 civic? for teen

G2 Teen age 17
honda civic 4 door sedan 96-99
average price? on all insurance quotes sites it gives me 900-1200$ a month, this cant be possible my friends pay around 300-400 a month

how much you think i can get insurance as a primary driver? in 2 months ill have my G and ill be 18 if that can lower cost

and i have no tickets, or anything. clean driving record (boy)

the ownership of the veichle will be under my parents name which have good credit, and good driving record
luca26 is offline  
Old 25-May-2011, 01:50 AM
  #2  
Junior Member
 
][v][ario's Avatar
 
Join Date: Nov 2009
Posts: 20
i live away from tdot and a little ways past hamilton and have my G im 20 i pay 266 a month yea its a pain if its threw your parents and your under as a second driver any where from 100 to 200 a month
you will still be paying alot since your a new driver no way around that
][v][ario is offline  
Old 25-May-2011, 06:05 AM
  #3  
Senior Member
 
Vida's Avatar
 
Join Date: Mar 2009
Location: Malton / Etobicoke
Posts: 561
That sounds about right dude. Full coverage at 17 with you primary driver of a civic will get you prices that high. The best you can do is get comprehensive or basic coverage, instead of full. But you're gonna be stuck at high prices for a few years
Vida is offline  
Old 25-May-2011, 10:07 PM
  #4  
Junior Member
 
Join Date: Nov 2009
Posts: 20
Yeah, lose the collision coverage and comprehensive. Stick with just liability. You should be able to get payments under 300 that way. ESPECIALLY if it's under your parents names?

And check out a quote from belair direct, they were always by far the cheapest option. From when i was 16 and still now at 21
ablagaich is offline  
Old 28-Aug-2011, 03:56 PM
  #5  
Senior Member
 
Join Date: Dec 2009
Location: ontario
Posts: 186
ya really jst pl pd by the time you pay for full coverage for your car you could have bought it four times by the time the years over......and either bel air direct or desjardin werent to bad for me and my brother 17 and 18 years old both driving 4 door civics
devingodard is offline  
Old 27-Sep-2011, 11:00 PM
  #6  
Junior Member
 
Join Date: Mar 2011
Posts: 13
Yeah don't do full coverage on a car that old...chances are if you have alot of money into the car, your insruance company wouldn't cover your mods anyways. Like others have said call belair my friend, they work wonders! The quotes you received sound about right...welcome to owning the most stolen vehicle in probably the world
sleepycivic is offline  
Old 27-Sep-2011, 11:50 PM
  #7  
Senior Member
iTrader: (2)
 
Join Date: Feb 2009
Location: t.dot
Posts: 3,692
If you actually use the search tool on this site you would be surprised at the amount of similar threads there are. You can get a ton of information off of them that will more like likely answer all of your questions.

Regardless of your age (16-25), where you live and your driving record, insuring a civic is going to be expensive.
miss_jess is offline  
Old 28-Sep-2011, 08:12 AM
  #8  
Senior Member
 
D.T.P's Avatar
 
Join Date: Dec 2007
Location: N/A
Posts: 4,637
It's all about the damn location. When i lived in etobicoke, it was cheaper but now since im a LOT closer to dude-bridge, insurance is higher. Seeing 350-400$ a month is not something unheard of.
D.T.P is offline  
Old 28-Sep-2011, 01:27 PM
  #9  
Senior Member
iTrader: (2)
 
Join Date: Feb 2009
Location: t.dot
Posts: 3,692
Originally Posted by D.T.P View Post
It's all about the damn location. When i lived in etobicoke, it was cheaper but now since im a LOT closer to dude-bridge, insurance is higher. Seeing 350-400$ a month is not something unheard of.
Martin basically got the monthly price right on.
miss_jess is offline  
Old 29-Oct-2011, 10:10 AM
  #10  
Senior Member
 
Join Date: Dec 2009
Location: ontario
Posts: 186
yep i live further north around newmarket im 21 and im paying 180 a month with one 15 over ticket. but supposably our cars are moving down the stolen list my priced dropped at my renewal because of that. Thats what i was told anyways lol good luck man insurance sucks
devingodard is offline  
Old 24-Jan-2012, 09:45 PM
  #11  
Member
 
EkStyle's Avatar
 
Join Date: Nov 2011
Location: Brampton/Canada
Posts: 62
I have a 98 4dr civic lx just got my g2 and live in brampton.*covers face* I'm a 17 year old male now i have no coverage on my car and i'm under as a secondary driver and its 145. I'm under my parents and i'm getting a CAA membership which will lower it also. if you havent done drivers school then that could also be a reason its high i went from a class 1 driver to class 3 just for doing it! Hope this helps give you another perspective to what you could do.
EkStyle is offline  
Old 25-Jan-2012, 03:10 PM
  #12  
Senior Member
iTrader: (2)
 
Join Date: Feb 2009
Location: t.dot
Posts: 3,692
Originally Posted by EkStyle View Post
I have a 98 4dr civic lx just got my g2 and live in brampton.*covers face* I'm a 17 year old male now i have no coverage on my car and i'm under as a secondary driver and its 145. I'm under my parents and i'm getting a CAA membership which will lower it also. if you havent done drivers school then that could also be a reason its high i went from a class 1 driver to class 3 just for doing it! Hope this helps give you another perspective to what you could do.
CAA discounts are only offered by certain insurance companies. Being a secondary driver is a smart idea, good choice on your part. Many kids seem to have an obsession with having the car in their name.
miss_jess is offline  
Old 25-Jan-2012, 06:03 PM
  #13  
Member
 
EkStyle's Avatar
 
Join Date: Nov 2011
Location: Brampton/Canada
Posts: 62
Oh i'm sorry i didn't know that not all insurance companies offer the discount for CAA and thank you jess
EkStyle is offline  
Old 30-Jan-2012, 03:34 PM
  #14  
Senior Member
iTrader: (2)
 
Join Date: Feb 2009
Location: t.dot
Posts: 3,692
Originally Posted by EkStyle View Post
Oh i'm sorry i didn't know that not all insurance companies offer the discount for CAA and thank you jess
Not all insurance companies offer discounts for CAA... some maybe, all no.
miss_jess is offline  
Old 19-Feb-2012, 08:27 PM
  #15  
Junior Member
 
LaBronx's Avatar
 
Join Date: Feb 2012
Location: Canada
Posts: 2
I'm 16 and I am paying half that, but my civic is in my dad's name and I toke an 8 hour a day, once a week drivers ed course, which cut my waiting period from my learners permit to license from 6 months to 3, and I think 10% off on my rates. I would be paying what you are if i got a speeding ticket, or any kind of accident w/e
LaBronx is offline  
Old 22-Feb-2012, 11:29 AM
  #16  
Senior Member
iTrader: (2)
 
Join Date: Feb 2009
Location: t.dot
Posts: 3,692
Originally Posted by LaBronx View Post
I'm 16 and I am paying half that, but my civic is in my dad's name and I toke an 8 hour a day, once a week drivers ed course, which cut my waiting period from my learners permit to license from 6 months to 3, and I think 10% off on my rates. I would be paying what you are if i got a speeding ticket, or any kind of accident w/e
doesn't a driver's training course cut the wait time from 1 year to 9 months?
miss_jess is offline  
Old 22-Feb-2012, 05:15 PM
  #17  
Junior Member
 
LaBronx's Avatar
 
Join Date: Feb 2012
Location: Canada
Posts: 2
In nova scotia in Canada, Once you get your learners permit, it is 6 months until you can go for your road test, unless you take a driving training course, which I did then it is cut to 3 months, 3 months after my 16th birthday I got my full license
LaBronx is offline  
Old 22-Feb-2012, 05:24 PM
  #18  
Registered User
 
nd1983's Avatar
 
Join Date: Apr 2005
Location: London Ontario
Posts: 36
idk if anyone said it but check with belair they tend to be lower cost and just just the basic on the car. i was 19 was about to sign for a 2001 focus HB and they wants 12k a year on a 19k car
nd1983 is offline  
Old 24-Feb-2012, 11:47 AM
  #19  
Senior Member
iTrader: (2)
 
Join Date: Feb 2009
Location: t.dot
Posts: 3,692
Originally Posted by LaBronx View Post
In nova scotia in Canada, Once you get your learners permit, it is 6 months until you can go for your road test, unless you take a driving training course, which I did then it is cut to 3 months, 3 months after my 16th birthday I got my full license
thats ridiculous, Nova Scotia should reconsider that... oh well, lucky for you to get your license that quickly. Drive responsibly I guess.
miss_jess is offline  
Old 24-Feb-2012, 11:49 AM
  #20  
Senior Member
iTrader: (2)
 
Join Date: Feb 2009
Location: t.dot
Posts: 3,692
Originally Posted by nd1983 View Post
idk if anyone said it but check with belair they tend to be lower cost and just just the basic on the car. i was 19 was about to sign for a 2001 focus HB and they wants 12k a year on a 19k car
1) any company will put said "basic" coverage on your vehicle - proper term is called comprehensive coverage
2) you are probably young and with/without tickets/accidents - 12k seems about right
3) the retail price of a car plays no part in the rate you pay for insurance
miss_jess is offline  

Thread Tools
Search this Thread
Quick Reply: Insurance prices on 96-99 civic? for teen


Contact Us - Sitemap - Advertising - Cookie Policy - Privacy Statement - Terms of Service

© 2019 MH Sub I, LLC dba Internet Brands

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.