What Do You Pay For Insurance?
06-May-2004, 08:52 AM
#1
Senior Member
Thread Starter
Join Date: Mar 2004
Posts: 1,018
What Do You Pay For Insurance?
I'm not sure if this is the right section to put this thread in but feel free to move it where it belongs. 
What do you guys pay insurance on your civic? I am paying about $5500 a year for a '99 Hatchback DX and thats one way coverage, I even took driving school. Some broad was telling me that she only pays 3200 a year for her '95 Civic sedan. 
I'm not sure if thats high or its a reasonable rate. Tell me what you guys think and what do you pay for insurance? Please provide:
Your Age:
Year:
Make:
Model:
Trim:
Insurance Broker:
Any Tickets or etc:
Rate:
Coverage Type: One way or full coverage?
Thanks,
Fred
What do you guys pay insurance on your civic? I am paying about $5500 a year for a '99 Hatchback DX and thats one way coverage, I even took driving school. Some broad was telling me that she only pays 3200 a year for her '95 Civic sedan. I'm not sure if thats high or its a reasonable rate. Tell me what you guys think and what do you pay for insurance? Please provide:Your Age:
Year:
Make:
Model:
Trim:
Insurance Broker:
Any Tickets or etc:
Rate:
Coverage Type: One way or full coverage?
Thanks,
Fred
06-May-2004, 08:55 AM
#2
Registered User
Join Date: Mar 2004
Location: Oakville Ontario
Posts: 6,315
once i get my car finished it will cost around 5200/year but i should get discounts to have just oaver 4000$ a yer.. it will be my first time insuring a car under my name got a 1991 civic cx insuring under that not insuring B16a...
06-May-2004, 11:44 AM
#7
Registered User
Join Date: Sep 2003
Location: Btown!!!
Posts: 328
Your Age: 20
Year: 1998
Make: Honda
Model: Sedan
Trim: LX
Insurance Broker: State Farm
Any Tickets or etc: 1 ticket for puttin 4 ppls in the back..
Rate: use to pay 150 and then got my ticket now payin 240..so about $2880 a year
Coverage Type: full coverage
but the car is under my dad name..
Year: 1998
Make: Honda
Model: Sedan
Trim: LX
Insurance Broker: State Farm
Any Tickets or etc: 1 ticket for puttin 4 ppls in the back..
Rate: use to pay 150 and then got my ticket now payin 240..so about $2880 a year
Coverage Type: full coverage
but the car is under my dad name..
06-May-2004, 12:29 PM
#8
Registered User
Join Date: Jan 2003
Location: on a race track
Posts: 17,846
Your Age: 23
Year: 1993
Make: Honda
Model: Civic
Trim: CX
Insurance Broker: The Personal
Any Tickets or etc: 1 at fault accident
Rate: 245/month
Coverage Type: full coverage
car is under my own name
Year: 1993
Make: Honda
Model: Civic
Trim: CX
Insurance Broker: The Personal
Any Tickets or etc: 1 at fault accident
Rate: 245/month
Coverage Type: full coverage
car is under my own name
06-May-2004, 12:46 PM
#11
Registered User
Join Date: Oct 2002
Location: hamilton
Posts: 246
Re: What Do You Pay For Insurance?
Your Age: 20
Year: 1988
Make: honda
Model: crx
Trim: si
Insurance Broker: belair direct
Any Tickets or etc: clean as a whistle
Rate: 1900/yr or $155/mo
Coverage Type: One way w/ theft/acts of nature
ive been on my own insurance since i got my G2, which was 3 yrs ago. I started off paying 370/mo for a 89 crx when i first got it. Now its gone down quite nicely to 155. Belair is crap for everything but they're rates to young drivers
Year: 1988
Make: honda
Model: crx
Trim: si
Insurance Broker: belair direct
Any Tickets or etc: clean as a whistle
Rate: 1900/yr or $155/mo
Coverage Type: One way w/ theft/acts of nature
ive been on my own insurance since i got my G2, which was 3 yrs ago. I started off paying 370/mo for a 89 crx when i first got it. Now its gone down quite nicely to 155. Belair is crap for everything but they're rates to young drivers
06-May-2004, 12:47 PM
#12
Luka
Join Date: Aug 2003
Posts: 14,319
Your Age: 22
Year: 1989
Make: Honda
Model: Civic
Trim: DX
Insurance Broker: All-Risks Insurance Brokers LTD.
Any Tickets or etc: 3, 2 speeding, 1 red light, 2 month suspension all on G2, no claims on my record, Primary driver of the car
Rate: 2600 a year
Year: 1989
Make: Honda
Model: Civic
Trim: DX
Insurance Broker: All-Risks Insurance Brokers LTD.
Any Tickets or etc: 3, 2 speeding, 1 red light, 2 month suspension all on G2, no claims on my record, Primary driver of the car
Rate: 2600 a year
06-May-2004, 12:54 PM
#14
Registered User
Join Date: Oct 2003
Location: T-dot-O
Posts: 3,125
Your Age: 21
Year: 1996
Make: Honda
Model: Civic
Trim: LX
Insurance Broker: scotish and york
Any Tickets or etc: 1 not at fault accident, 1 ticket
Rate: $320
Coverage Type: One way or full coverage? one way
Year: 1996
Make: Honda
Model: Civic
Trim: LX
Insurance Broker: scotish and york
Any Tickets or etc: 1 not at fault accident, 1 ticket
Rate: $320
Coverage Type: One way or full coverage? one way
06-May-2004, 12:58 PM
#15
Registered User
Join Date: Jul 2003
Posts: 4,197
Your Age: 22
Year:1992
Make: Honda
Model: Civic H/B
Trim: DX
Insurance Broker:Presidents Choice Financial
Any Tickets or etc: None
Rate: $124/month = $1488 a year
Coverage Type: One way or full coverage? Full coverage with a $300 deductible
I have found that these guys are the cheapest and they give you a 5% discount if you do it online, as well as if you go 5 years without a claim your deductible will go to $0. If you've taken driving school more than 3 yrs ago the insurance company doesnt count it. I'm primary driver and I the car is in my name. Major discount!
Year:1992
Make: Honda
Model: Civic H/B
Trim: DX
Insurance Broker:Presidents Choice Financial
Any Tickets or etc: None
Rate: $124/month = $1488 a year
Coverage Type: One way or full coverage? Full coverage with a $300 deductible
I have found that these guys are the cheapest and they give you a 5% discount if you do it online, as well as if you go 5 years without a claim your deductible will go to $0. If you've taken driving school more than 3 yrs ago the insurance company doesnt count it. I'm primary driver and I the car is in my name. Major discount!
06-May-2004, 02:16 PM
#17
Registered User
Join Date: Oct 2002
Location: hamilton
Posts: 246
Originally posted by TuttiGirl
Your Age: 22
Year:1992
Make: Honda
Model: Civic H/B
Trim: DX
Insurance Broker:Presidents Choice Financial
Any Tickets or etc: None
Rate: $124/month = $1488 a year
Coverage Type: One way or full coverage? Full coverage with a $300 deductible
I have found that these guys are the cheapest and they give you a 5% discount if you do it online, as well as if you go 5 years without a claim your deductible will go to $0. If you've taken driving school more than 3 yrs ago the insurance company doesnt count it. I'm primary driver and I the car is in my name. Major discount!
Your Age: 22
Year:1992
Make: Honda
Model: Civic H/B
Trim: DX
Insurance Broker:Presidents Choice Financial
Any Tickets or etc: None
Rate: $124/month = $1488 a year
Coverage Type: One way or full coverage? Full coverage with a $300 deductible
I have found that these guys are the cheapest and they give you a 5% discount if you do it online, as well as if you go 5 years without a claim your deductible will go to $0. If you've taken driving school more than 3 yrs ago the insurance company doesnt count it. I'm primary driver and I the car is in my name. Major discount!
i guess besides having 24hrs a day, 7 days a week access to well..... you know..
being a girl does have other perks, ie: cheap insurance
06-May-2004, 04:35 PM
#18
Registered User
Join Date: Jul 2003
Location: Montreal
Posts: 4,508
Your Age: 24
Year: 1997
Make: honda
Model: civic
Trim: DX
Insurance Broker: Motors ins.
Any Tickets or etc: 1 speeding 2 years ago
Rate: 170 mnth or around 1800 a year(get a discount for anual payments)
Coverage Type: full coverage
its in my own name since 2000
Year: 1997
Make: honda
Model: civic
Trim: DX
Insurance Broker: Motors ins.
Any Tickets or etc: 1 speeding 2 years ago
Rate: 170 mnth or around 1800 a year(get a discount for anual payments)
Coverage Type: full coverage
its in my own name since 2000
06-May-2004, 05:00 PM
#20
Registered User
Join Date: Jan 2004
Location: east side, west side, worldwide
Posts: 2,242
age - 27
year -1998
make - honda
model - civic dx coupe
insurance - YO FAULT ! don't have insurance cuz its yo fault .... lol
state farm
couple 15km over tickets
(no recent abstract so don't think they know yet)
110 per month
no claims EVER , prolly never will make a claim
sorry to hear, some of you guys gettin just HOSED on your insurance
any body want the number for " YO FAULT"
mutual / insuarance ?
1-800-YO-FAULT
year -1998
make - honda
model - civic dx coupe
insurance - YO FAULT ! don't have insurance cuz its yo fault .... lol
state farm
couple 15km over tickets
(no recent abstract so don't think they know yet)
110 per month
no claims EVER , prolly never will make a claim
sorry to hear, some of you guys gettin just HOSED on your insurance
any body want the number for " YO FAULT"
mutual / insuarance ?
1-800-YO-FAULT
