imported_Thrill_House

When I woke up today I found out that my dad had called up TD Meloche Monnex insurance to see if they would take me back and give me a way better rate then my new policy with Kingsway Insurance. Well for some reason I got lucky and they decided to write me my own policy and give me a 3 star rating because of my "clean record" and not only that they reduced my monthly payments from $600 per month liability only that Kingsway was charging me to $190 full coverage with Meloche and only $500 deductable! Hell I pay less with them now then I did the last 2 years I was with them!! I used to pay $311.00 per month under Meloche with full coverage. I dont know why I got such a good deal with them today and im not gonna question it either im jsut gonna be happy and very thankful and very careful in the future because I dont wanna screw up such a good thing.

1niceSi

Nice deal!

I think this will get moved to the insurance forum though.

imported_Thrill_House

Oh, true.

[1sL0CiviC]

Nice!

Congrats

imported_ERTW

lucky you

td meloche monnex decided to quote me a rate (including my supposed engineering discount) that ended up being higher (liability only) than my current policy with full coverage

[1sL0CiviC]

lol

if only insurance rates get cheaper, then maybe i can find some **** lube for my bishes

spracingsports

WOAH!!!!!! you guys pay out the *** for insurance

cibs

so what are you paying now is it 190/month?


and what did you do to get your rates up that high in the first place?

imported_Thrill_House

Yeah and you guys pay out the *** for everything else in Cali, lol. Its all relative man.

Double_B

In Ontario, yes.

akhan01

i use to be with some nexx company n i use to pat 349 .00 a month on a 1999 4 door civic SE. My brother-in-law knew some guy working at Meloche Monnex and got me in. n now im only paying 149.00 a month on a 2002 Civic si. i love it...

imported_Thrill_House

Yeah I pay 190.00 a month now, when I first got insurance with Meloche 2 years go I payed 275.00 for full coverage then the guverment raised the rates a couple times which brought it upto 311.00, at this time the policy was with my dad and the I had a minor fender bender a month or so ago, which im sure some of you remember, and at that time my parents decided it would be best if I got my own policy with another company because they felt I was to much of a risk. So fast forward to today, I guess my dad felt sorry that I had to pay 600.00 dollars a month for minimum coverage so he decided to call Meloche back and see if there was a chance that they would write me my very own policy which not only did they do but they also decided to give me a 3 star rating due to my "clean driving record" (I have never claimed anything to my insurance). And even though the policy is my own I get a multivehicle discount due to my parents and sister.

cibs

wow how old are you blair? i don't think i've ever paid that much for insurance on a newer car and i've been on my own the whole time...

damn man that sux, i'm glad to hear you're finally paying more reasonable rates, mind you that's still alot considering your car is a 91

imported_Thrill_House

Im 20, and thats just how insurance rates for good companys are these days, hell around 80% of them wont event give me a quote.

Gunmetalef

wow that rate is awsome considering ur record.. almost as low as i pay

imported_Thrill_House

My record is clean except for the 1 reduced speeding ticket.

Younes Si

please tell me that i'm wrong.....you were paying $600/month for insurance

imported_Thrill_House

Thats correct, they were one of only 3 companys that would even give me a quote for my own policy. Thank god I never had to even make the first payment to them!

shlammed

did they ever inspect the car?

what im suprised about is that they gave you full coverage on a 91 civic.

imported_Thrill_House

Kingsway (the company I was gonna pay 600 a month to) never inspected the car, however Melloche Monnex Inspected the car when I first put full coverage on it last year, and then a few weeks ago when I got re-insured with them. So now they know about all the mods on my car and everything is legit homie.