to_sh

For an "unnecessary noise ticket" HTA 75.(4):

1) Is this a moving violation?

2) Will it affect insurance premimum?

Insuranceman

it won't effect your insurance

imported_Joker

so only moving violations affect you insurance?

Rice Burner

yes only moving violations affect your ins. Even if you get a speeding ticket of 1klm over, ins can count it against you.

Insuranceman

insurance companies could see this ticket on your record, findo ut if you have an aftermarket exhaust and then charge you more premium for having more expensive, aftermarket parts on your vehicle, but that involves a lot of work between your broker or agent and the underwriter (in short this only happens about 1 in 100 times)

PULOVR

You also forgot to mention that in the case of SOME insurance companies, ANY type a ticket can give you a headache later.

Insurance companies don't like people that cross the law....they are more likely to have "problems". These "problems" can make the insurance companies think...."Why does this person have so many tickets for things like tint's, parking, muffler....ect...are they a higher risk?"

They WILL look into it.......and if they find out you've had done mods to your car, and have not reported them, they will have grounds for dismissing your coverage. And you DON'T want that to be on your record.
(these were the words out of two of my freind's mouth's....one from State Farm.....the other from Zurich).

According to my friends....this is happening more often than you think.

ANY type of ticket looks bad. Period.

Insuranceman

Each company is different ..... I can't speak for others, but mine doesn't invest a lot of time inot it, because we don't write a lot of lower end vehicles ...mostly newer vehicles with leins and lessors on them ....Oh, and did you ask you friends about my qualifications???

PULOVR

I didn't have too, I already knew what they ment. That's why I asked, what I asked............I wanted to see what you would say.

Like I said, I didn't mean for it to sound that way.

Insuranceman

no problem ...... I just wanted to see if you actually believed me ...

imported_EM1Turbo

go to court ...guy will most likely not show up. there is no decible limit law.. so its up the cops discretion..total bullshit