So I rear-ended someone today
#21
Yes you have to report it to your insurance company as a record that the accident happened. Otherwise if the other person decides to sue you for injuries, they will not have record of exactly what happened. Did you go to the police station to report the accident? i think you have to go within 24 hr of the accident, they take a picture of the damage and you have to give a statement. So yeah just report it even if your not making a claim.
#22
#23
Accelerating onto the highway, some ***-hat decides to cut across 2 lanes of traffic. Everyone slams on the brakes. I tried to brake and avoid the car in front of me, but I couldn't stop quite in time. I just barely made contact with the rear bumper of the car in front of me. Caused a few gouges to the front bumper, but nothing major. He tells the Cop that I hit him hard enough to push him into the next car. Cops don't charge anyone and tell me that they are at the exact same spot everyday for the same thing.
The worst part is that it was the wife's car I was driving and now she pissed.
The worst part is that it was the wife's car I was driving and now she pissed.
#24
QEW in Hamilton. Centennial Parkway and the new Red Hill Expressway both merge onto the QEW at the same spot, so there is 2 lanes trying to merge at the same time and place into traffic. I've seen the exact same accident happen a few times now, but this time it was first hand.
#25
#29
Sorry to hear about your mishap, Mike. Unfortunately, if the cops showed up, I don't think there is much you can do "hide" this from the insurance company. If they wouldn't have shown up, you could've just paid out of your pocket for your wife's car and the Sunfire you hit, but in your case, I don't think that will be possible anymore.
#31
Sorry to hear Mike. One time, I rear ended someone during a winter storm and ended up with 50/50 but as far as insurance company is concerned, it is no different than 100%.
2 accidents in 2 years. Mike, you may have to prepare for the worst.
2 accidents in 2 years. Mike, you may have to prepare for the worst.
#33
Still waiting on a call from the insurance adjustor. There was really no damage done to anyone's vehicles, so I don't see why the other driver's even wanted the police or insurance involved anyway. A new bumper for my Mini is probably more $$$ then all of the other car's damage put together.
The police never actually showed. We all went to the nearest OPP station and gave our statements. No charges laid to anyone.
The police never actually showed. We all went to the nearest OPP station and gave our statements. No charges laid to anyone.
#35
They hit the car in front of them too, so what ever they cry about, so will the people they hit.
My broker is out of town till the end of the week, so I'm holding my breath to hear what they will do to my policy. The adjustor I spoke to today said I was 100% at fault, but so is everyone else. She was going to contact the other insurance company then close my file.
My broker is out of town till the end of the week, so I'm holding my breath to hear what they will do to my policy. The adjustor I spoke to today said I was 100% at fault, but so is everyone else. She was going to contact the other insurance company then close my file.
#36
yeah a tow truck guy told me this a few years back. don't wait for the popo to come or you will get charged, granting that you got into an accident where no one got hurt and there's little damage.
#37
No not the case, some cut across 3 lanes on me and i hit them. Cops charged the person with some sort of illegal lane change charge and it was ruled 100% their fault. Although when the cops showed up it was obivous.
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