imported_NolimtzEl

will i get screwed over since im 19 and g2 if i get this car? or does it depend if its modified and the area?

imported_d16y8

Its definitely gonna be expensive to insure, especially if you are going as the primary driver. Of course it all depends on record, area, history with the company. Some companies will not insure modified cars, I think State Farm is one of them but not 100% sure. It wouldn't be smart to buy the car at your age without calling the company first to see how much they want for insurance.

szuberi

even if you get the insurance at a reasonable rate....the risk of it getting stolen will still be high. make a decision that is financially viable for you and dont end up paying a pretty penny for it.

1sykcoupe

my 98 civic si and my dads 98 accord was going to be 9500$ to insure. my dad has a clean driving record for 25 years, not even a ticket, and me no tix nutin, both clean records but me as a primary on a civic si..... DEATH TRAP.

imported_mikepasini

look around... its not as bad as most people think.

imported_Mischev

yeah..its worse.

The SIR is one of the most stolen cars around its like a theif magnet, thats the real reason for the high insurance rates.

if you can, i wud seriously suggest going for your G as soon as possible, that helps with insurance costs.

and maybe get a lower model civic and do a sway if you want to save some insurance costs, at least thats what i would do.

weezybaby

buy a dx, and swap a b18, you win both ways

imported_starboy869

99/00 SiR made the top two spots for most stolen last year & the year before.

I was paying $220 a month for my SiR when I was in Barrie.

imported_NolimtzEl

what about a 2002 ep3
those have imobilizers and harder to take.

imported_dazednconfuzed

way too expensive. in some cases you'll pay more for a year of insurance than what the vehicle is worth.

at least that was my situation.

imported_d16y8

My friend was paying about $8000 a year to insure a 2000 SiR primary driver with a clean record from 17 years old to 20 years old, at which point it was stolen.

I'm paying about $2600 a year secondary on a 2000 Si with a clean record.

czeto

I have had a clean record for four years.
The news says the SiR's are the most stolen car this year.
My insurance went up $50/month at my renewal in Decenber.
Mad.

imported_realninth

I'm 22 with my G2. I was planning on getting a 1999 or 2000 SiR and State Farm told me my insurance would be about $180 a month. This is with me as a secondary driver and registered and insured through my mom.

Cheaper this way, and the way I plan to go.

imported_JusBlaze

Coming from a RIBO certified insurance broker which SPECIALIZES in modified and customized import vehicles and bikes (me), I'd either insure an SiR properly, or let the insurance company know about any modified parts on my vehicle should i decide to "turn" a car into an SiR.

If you do decied to swap without telling insurance you could:

A: NOT be covered for the motor, and/or
B: there is a a very good chance you will not be covered for anything at all, including a liability claim if you injure someone or get injured yourself, which could reach over 1,000,000.

Just to let you know...

imported_JusBlaze

and $180 a month is a blessing for an SiR at my age (20)...you must live somewhere faaaaar from toronto or be running something very shifty.

kwikb16a2

When an insurance quotes you 8000 a year there basically telling you to fawk off we dont want ya.....When you agree to 8000 a year they laugh and **** you with no lube

chris_si98

that's such a stupid comment. Yeah lets buy a car then risk buying a junk motor and pay someone $800 to swap it in. Yeah that's real smart

imported_starboy869

Then you get in an accident, insurance will see the B18 under the hood and deny your claim. You'll lose both ways.

imported_NolimtzEl

whats the point of owning a dx? this is 2007 i want power windows and locks..

imported_realninth

When saugashan pointed out that alternative (since this is an insurance thread) you can easily assume that your insurance company new about it and accepted it.


Alright, I guess go with the SiR then and the high insurance

Or if your insurance company does allow modified cars, get SiR doors on the DX.

I live near Square One in Mississauga. Which is why my insurance agent made my mom the owner, insurer and the primary driver of the SiR when i asked for a quote.