imported_momoracing82

hey i got a speeding ticket today doing 80 in a 50, it was on centennial parkway in hamilton, pretty bad place as there are cops always staking out and waiting to give people tickets. it was 4 demerit points as well and i was wondering if insurance premiums will increase dramatically, im with td insurance at the moment and im 18 with a g2 license but going for my g soon. as well, im fighting the ticket and there were many inconsistencies, such as i was on king st when i got pulled over not centennial parkway but he apparently caught me on centennial parkway, i didn't admit to speeding. im thinking of going to xpolice or traffic court services to fight my ticket and was wondering if anyone else has had the same experience. i just want a clean record and was wondering if the chances of winning are high. there was quite a bit of traffic that day as well and i heard the hamilton courts are much stricter than other cities. thx for any input.

imported_nsr250

this should be moved to the proper forum , but anyways.

no matter what your insurance is gonna increase. I believe for a minor ticket they surcharge you 5% and it doesnt come off ur record for 3 years. If you lose 4 points , I think that's considered a major and I'm not sure how much surcharge that is , but its gonna be a lot!

Those ticket fighters always say "if we don't win its free" but reduced ticket is considered a win for them , so most of the time you'll probably pay them like $200-300 and get ur 80 in a 50 reduced to like 59 in a 50 so you lose no points and end up paying a $50 fine or something.

blacky

U admit this is a bad spot because it is strongly enforced but yet you were still speeding? And doing 30 over no less! It's probably strongly enforced for a reason (public complaints, schools, day care centres, etc.) Sorry to be blunt but I don't think you deserve a break on this one.

nashall

that cop layed it on you.....i did 80 in a 50 in mississauga and got 3 points...3 years you got now....i learn my lesson and i hope you did to....i dont think the judge is going to help you any....just hope he drops a point or two...you still got them but not as many

imported_crXtasy

dont pay for a xcopper service or whatever.

Take it to the prosecutor and speak with him or her honestly, say you've got a clean record, it truly was a mistake, you'll never do i again, etc etc..

I bet they will knock it down to 16km/h over (therefore no points).

Ive gotten my way out of a few tickets this way, and although those days are behind me, im still very thankful.

imported_starboy869

I never told my insurance company about my 4 point speeding ticket. When it was renewal time my rates even went down $50/m.

All I did for my ticket was I went to talk to the J.P. in Barrie and got my fine reduced to $150 + $50 victim surcharge. I thought that was a lot better than $300 +. For the points I didn't care. I knew I was speeding.

I still have about another year and a bit before my ticket goes off my record.

Younes Si

you get a lawer or not, your insurance is going to go up , because all that he is going to do is try to get you with no points and lower the fine...the only way you could win is if the cop does not show up....but don't count on that buddy

imported_Moe_Mentum

I am pretty sure once the ticket is lowered with no points then your insurance will not increase. I will try to ask someone I know whose an insurance broker to clarify, cause I am quite curious myself

[1sL0CiviC]

nop, a ticket is a ticket, i know someone who works for statefarm in the auto insurance dept.

imported_crXtasy

As long as there are no points taken away, your insurance will not be affected. Just the same as if it was a parking ticket, no front license plate or improper exhaust, etc.. etc..

if the ticket is reduced to ~16km/h over the limit you'll lose no points.

97SiR

Are you sure about this b/c I just got a ticket today doing 56 on a 40 zone and the cop said this is 3 points on my license. He told me that if I want I can fight it in court b/c I have no previous offences, but otherwise I have to pay $55.00 and the points stay on the license. Is that true? This is the first time I've gotten pulled over so I have no clue what to do.

imported_MMX

I'm afraid that you confused tickets concerning non-moving violations with tickets involving no demerit points.

As [1sL0CiviC] said, a ticket is a ticket.

Traffic tickets (moving violations) do affect insurance rate, depending on the discretion of one's insurance company.

BTW, exceeding the speed limit by 16 to 29 km/h worths 3 demerit points.

Younes Si

WTF are you smoking? if you really think that then i really have nothing to say to you, your trying to compare a speeding ticket and a fuken parking ticket? come on now man, get it together

4 points or no points insurance will increase

the only way it will not go up if the case is dismissed

imported_crXtasy

Uh, what am I smoking? I think you may need to hit the driving school again for another round.

Think about it this way, what kind of ticket can you get, which doesnt take any points off, but will still increase your insurance?


Your insurance aint going up if its an improper muffler, not showing front plate, lowered to much, etc etc.. Ive spoken with my insurance (Belair direct), and they assured me as long as there isnt a reduction in points, the ticket is not held against your record. They do not even have access to that information. There only concern is of tickets which reduce your demerit points.

Im talking tickets like, no seat belt, dui, speeding, wreckless driving, obviously they are going to increase your insurance.

imported_crXtasy

Ok im wrong on that one, its less than or eq 15, not LE 16.

Sorry for the misunderstanding.

97SiR

So in my case, what's the best thing to do? Do you think I should fight this in court or not?

imported_MMX

Certainly, fight it in court.

You either accept the pre-trial plea bargain deal (ticket being lowered with no demerit points involved) or "wish" the cop will not show up in court on the trial date (i.e., automatic dismissal of the ticket).

imported_kane2k

Sorry to put a damper on the whole "reduced ticket" thing you guys have going on here, but the prosecutor will not reduce a 4 point ticket to a 0 point ticket. They will only drop you one speeding offence class. If you'd been caught doing 29 over it would be a 3 pointer and you could get it reduced to none, but in your case the cop made sure you'd be losing points unless he doesn't show in court.

97SiR

What I don't understand is that in my case the ticket is $55.00, which I don't mind paying. Going 16 km over the speed limit is 3 demerit points. If you're saying that the prosecutor can only drop one speeding offence class, then in my case it means no points. I mean if instead of 16km over he would have put 15 km over that would have had no demerit points associated with it.

imported_MMX

I assume that kane2k is talking about momoracing82's case instead of yours.