punkindrublic

my family got a letter in the mail today from allstate informing us that we no longer have car insurance as of january 11.... the reason?? cause of speeding tickets last dated oct 2002... i was thinking since i turned 21 this year and had no tickets my insurance would drop.... well it did drop thats for sure....


so anyone have a decent company that will be reasonable??

punkindrublic

man i just went on www.kanetix.com and nothing came up quote wise.... i think there might be a 5th gen hatch for sale soon.... :cry::cry::cry:

kwikb16a2

how big was the ticket?

punkindrublic

they were all zero demerit points... two were 10 over and one was 15 over... my dads tickets were the harsh ones.... i know one of his was 30 over.... but the fact that a) all my dads tickets weren't me and b) there has been zero tickets nice that last one oct 2002 baffles me....

but i understand why they dropped us... i'm fairly sure that since the rates were frozen thanks to our wonderful mcguinty government... our so called risk was to high....

i dont know what i'm going to do come january though... the only thing that makes sense now is driving without insurance... and i know thats not smart but it either keep my good job and do that or comit to life of failure and work in waterdown

imported_Cablerat

- Call Brokers
- Get only liability coverage...
- Insure seperate from family...
- Sell your hatch and buy something cheaper on insurance..

Thats harsh.. It's expected for sure.. if they can't raise insurance they will just not insure u..

kwikb16a2

Dont worry man, i was thinking the same way you were after i got into an accident. I tryed kanetix aswell and got a b.s quote, just go to some places in person (shows your more serious, not just screwing with them) and talking to them nicely and you'll get insurance no problem. As for driving with no insurance, some ppl say the fine is $5000 but fail to mention that you are screwed even more for years.

punkindrublic

ya i'm not sure what i'm going to do.... the most financial thing i think is to just move to near my work and just bike to work... since i'll be saving so much money not paying for a car i could buy a nice little cbr 600 or something.... cause i'd have a clean record on motocycles....

i just think keeping the car is going to cost way to much when i dont really "need" it

kwikb16a2

your record with a car is your record with a motorcycle, isnt it?

punkindrublic

that i'm not sure... i was told they were seperate but marty had stated they are the same... and marty isn't often wrong.... thats pooh....

my dad called from his work tonight and told me the insurance broker said i would be getting insurance for roughly $2500 yearly... which is reasonable i think

imported_EG4door

Sorry to hear about your insurance problems Rick. Insurance companies suck ***. But isn't insuring a bike more expensive? Hope everything turns out well.

The G2 Racer

Bike insurance can be nuts depending on the bike and how long you've been drive.

you should see insurance in my name with my record, holy ****

punkindrublic

well the thing about bike insurance is that with all hte money i'm saving in not driving a car... a bike would be easy to afford.... expessially if i live as close to work as i want to.... so we'll see what this broker can come up with

punkindrublic

WOOHOO!!! i got insurance for $220/month....

imported_Slvr-Bullet

Care to share with whom??

punkindrublic

umm my dad got that for me through a broker so i have no clue who the actual company is.... i'll see him this weekend though