Insurane Applications
20-May-2004, 10:43 AM
#1
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Join Date: Jul 2003
Posts: 17
Insurane Applications
is it just me or are all companies asking for new clients to fill out Ontario Insurance Applications??
I tried a bunch of companies with different setups to try and get my car insured but all of them said they needed an insurance application filled.
They could only mail it to me and i would have to mail it to them back.
Over a year ago when i got insurance with RBC they didn't need me to fill any application out. What gives?
I tried a bunch of companies with different setups to try and get my car insured but all of them said they needed an insurance application filled.
They could only mail it to me and i would have to mail it to them back.
Over a year ago when i got insurance with RBC they didn't need me to fill any application out. What gives?
20-May-2004, 01:54 PM
#4
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Join Date: Jan 2003
Posts: 909
When I got my own insurance for the first time in 2000 I was able to take care of it over the phone. When I switched companies last year it was the same thing.
- Hah, just read your post about the reason. I had the exact same problem with RBC. They raised my rates, I asked why and they said 'because'. But I found my next insurance company first then told them off and cancelled the policy.
- Hah, just read your post about the reason. I had the exact same problem with RBC. They raised my rates, I asked why and they said 'because'. But I found my next insurance company first then told them off and cancelled the policy.
20-May-2004, 11:42 PM
#5
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Join Date: Jul 2003
Posts: 17
Originally posted by kane2k
- Hah, just read your post about the reason. I had the exact same problem with RBC. They raised my rates, I asked why and they said 'because'. But I found my next insurance company first then told them off and cancelled the policy.
- Hah, just read your post about the reason. I had the exact same problem with RBC. They raised my rates, I asked why and they said 'because'. But I found my next insurance company first then told them off and cancelled the policy.
If your attempting to obtain a NEW insurance policy, obviously they want you to fill out an application ... How else do they do a background search and check on you?
they didn't need me to fill out an application the first time around
21-May-2004, 08:28 AM
#6
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Join Date: Mar 2003
Posts: 389
In order to confirm the information, you have to sign an application ...otherwise your policy is useless ... They can ask you the questions over the phone, but you have to sign the app in order to say you have answered all the questions honestly ... If you do it over the phone or internet, thats fine, but it still needs to be signed ... Most companies will have YOU fill it out so everything is in your words, and if you lie or misrepresent yourself, its all on you because you filled it out
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