View Poll Results: Primary Driver Insurance Rates
100 - 200
23
30.26%
200 - 300
26
34.21%
300 - 400
15
19.74%
400 +
12
15.79%
Voters: 76. You may not vote on this poll
Insurance for under 25, as primary
15-Jan-2008, 11:27 AM
#21
When i was 22 i was paying $400 a month (co-operators)
When i was 23 i was paying $215 a month (dominion) then it dropped to $176 a month
When i was 24 i was paying $136 a month (dominion)
Now that i'm 25 i pay $126 a month (dominion)
This is for a 95 civic EX coupe with full coverage with a $500 deductable.
Before i was 22 i was paying $90 a month, but i lived in ohio and was a secondary driver on my moms car (99 ford contour, brand new at the time). Then i got my civic and still paid the same rate as the primary driver (through liberty mutual).
When i was 23 i was paying $215 a month (dominion) then it dropped to $176 a month
When i was 24 i was paying $136 a month (dominion)
Now that i'm 25 i pay $126 a month (dominion)
This is for a 95 civic EX coupe with full coverage with a $500 deductable.
Before i was 22 i was paying $90 a month, but i lived in ohio and was a secondary driver on my moms car (99 ford contour, brand new at the time). Then i got my civic and still paid the same rate as the primary driver (through liberty mutual).
15-Jan-2008, 11:31 AM
#22
Senior Member
Join Date: Dec 2007
Location: Parry Sound
Posts: 1,986
15-Jan-2008, 02:08 PM
#25
Senior Member
Join Date: Sep 2007
Location: Scartown
Posts: 166
27-Jan-2008, 08:40 AM
#30
Senior Member
Join Date: Sep 2007
Posts: 903
every time I call State Farm (in my area) the people there make it sound like they are doing me a huge favour giving me a quote...the last time I called them they wanted to charge me several thousand above everyone else because I had one ticket (less then 15km/h, no points), in their mind a ticket was a ticket...I laughed in his face...
I've had other people with similar experiences, it seems if they don't want to insure you they will give you some stupid quote...
I've had other people with similar experiences, it seems if they don't want to insure you they will give you some stupid quote...
27-Jan-2008, 09:34 AM
#31
Senior Member
Join Date: Sep 2007
Posts: 711
wow, that is very odd, the guy that me and my dad are with is very helpful and actually like their quote "like a good neighbour". He is an A+ guy. We got the quotes over the phone, he came over explained everything and even made it the best prices possible for us.
27-Jan-2008, 05:07 PM
#34
Member
Join Date: Sep 2007
Location: T.Dot
Posts: 73
did S.F. asked if your car was modified?did they take pictures?
27-Jan-2008, 05:38 PM
#35
Senior Member
Join Date: Jan 2008
Location: Mississauga
Posts: 1,672
every time I call State Farm (in my area) the people there make it sound like they are doing me a huge favour giving me a quote...the last time I called them they wanted to charge me several thousand above everyone else because I had one ticket (less then 15km/h, no points), in their mind a ticket was a ticket...I laughed in his face...
I've had other people with similar experiences, it seems if they don't want to insure you they will give you some stupid quote...
I've had other people with similar experiences, it seems if they don't want to insure you they will give you some stupid quote...
I called a different person and he gave me a quote for 750 monthly and he told me i have 20 years experience in this business i can assure you this is the cheaper you are going to get. I ended up paying around 400$ a month and ofcourse i called the guy back and told him , he was like they may of made a mistake
27-Jan-2008, 07:16 PM
#36
Senior Member
Join Date: Sep 2007
Posts: 711
My car isn't modded...they only consider mods like turbos and that kind of stuff, cuz when we first switched over they asked my dad about his 05 SIG and he told them he has intake and exhaust, and they said oh thats nothing.
27-Jan-2008, 08:58 PM
#37
Junior Member
Join Date: Oct 2007
Location: Toronto
Posts: 23
if your young like me. or have a bad record want to be the primary driver of your own car.. thats like the worst. my dad called for an estimate.. its like 700 for me.
you gotta go secondaryy forsure and some inshurence places that you can sign a paper that say you cant drive the other car ( because if your like me and your dad/mom has a car then you want to buy one under their name) your not aloud to drive theres EVER that reduces it
but they not stupid so you gotta be careful
my inshurence place says 2 speeding tickets in 3 years and they wont insure you (not liek 20 over but like the highones)
28-Jan-2008, 04:52 PM
#38
Member
Join Date: Sep 2007
Location: T.Dot
Posts: 73
can u give me the phone number so i can call for a quote?
28-Jan-2008, 06:11 PM
#39
Guest
Join Date: Sep 2007
Posts: 580
Im 23 now and I pay 119 on my 94 Eg with basic insurance. the insurance company is economical and my broken is insurance portfolio inc. Unfortunately they are super picky about any mods but understandable if you are a decent person.
