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insurance question

Old 07-Oct-2008, 09:44 AM
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insurance question

hey my friend recently got a ticket for not having an insurance card, not having the proper registerd plates on car, (long story)

anyways he was wondering if he has to tell his insurance company of these convictions and if they should be listed as minor or major convictions.
he is switching his insurance company thats why i am asking.

if you having any suggestions let me no

Last edited by zippo_kid; 07-Oct-2008 at 09:49 AM.
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Old 07-Oct-2008, 09:50 AM
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he doesnt have to tell them, they find out on there own.
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Old 07-Oct-2008, 09:53 AM
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They will most likely ask you if you have had any tickets or conviction in the last 3-5 years. Best bet is to tell them. If they find out you were not truthful with them, they will cancel your policy and it will be 10 times harder to get insurance.

Did you fight your tickets?
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Old 07-Oct-2008, 10:56 AM
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Originally Posted by 05CivicSi View Post
They will most likely ask you if you have had any tickets or conviction in the last 3-5 years. Best bet is to tell them. If they find out you were not truthful with them, they will cancel your policy and it will be 10 times harder to get insurance.

Did you fight your tickets?
from his original post.... it seems he already had insurance... but at the time he was switching over. You only have to tell them when you first sign with them and they also wont see the ones in progress from what my company told me.
No dont tell them... they will find out on their own.
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Old 07-Oct-2008, 11:09 AM
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You'd be stupid to tell them, but its your choice ...
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Old 07-Oct-2008, 11:17 AM
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Originally Posted by kingjames1983 View Post
from his original post.... it seems he already had insurance... but at the time he was switching over. You only have to tell them when you first sign with them and they also wont see the ones in progress from what my company told me.
No dont tell them... they will find out on their own.

I took it as he is currently trying to switch over, in that case they would probably ask.
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Old 07-Oct-2008, 12:12 PM
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that happened to me twice i wouldn't tell them cause it's not like he got points for that conviction it's really minor i wouldn't tell them
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Old 10-Oct-2008, 10:22 AM
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If you currently HAVE insurance, they'll find out come renewal time. If you are LOOKING for insurance and you fail to disclose this, when they DO find out, your policy *could* be cancelled. And as previously mentionned, it will be VERY tough to find insurance that you can afford!
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