insurance played me..
#1
insurance played me..
i bought a 1998 GS-R on may 4, 2002. before buying the car i called my broker to see how much insurance would cost. he faxed me an estimated quote which was OK with my family and i. the policy ended on july 2, 2002 and that's when i would receive the exact quote, however about 2 weeks before the policy ended my insurance broker shows up to my house with a letter saying that after july 2, 2002 i can no longer drive the GS-R and the insurance company doesnt want to insure me anymore (2 accidents, 1 ticket [0 points for the ticket, minor ticket]).
the rate that he quoted me in may was around $4000 with my entire family (2 cars, 3 people), which was OK. 2 weeks before the policy ends and he shows up at my house he said the insurance was about $9000!
is this fair? i bought the car thinking my insurance was $4000 and now they just raised it and i am forced to sell it quickly, and inevitably for much less than i bought it for. i thought i was doing the right thing by calling first and getting quotes, but can they quote me something, make me buy the car, then more than double the quote 2 months later? i understand insurance rates increase every year, but double in 2 months? that's fukt.
the broker seems pretty sly and seems like he's up to something. i think he messed up. can i put some blame on somebody so i can keep my car? thanks for any help.
btw, the insurance company is citadel assurance company.
-mike g
the rate that he quoted me in may was around $4000 with my entire family (2 cars, 3 people), which was OK. 2 weeks before the policy ends and he shows up at my house he said the insurance was about $9000!
is this fair? i bought the car thinking my insurance was $4000 and now they just raised it and i am forced to sell it quickly, and inevitably for much less than i bought it for. i thought i was doing the right thing by calling first and getting quotes, but can they quote me something, make me buy the car, then more than double the quote 2 months later? i understand insurance rates increase every year, but double in 2 months? that's fukt.
the broker seems pretty sly and seems like he's up to something. i think he messed up. can i put some blame on somebody so i can keep my car? thanks for any help.
btw, the insurance company is citadel assurance company.
-mike g
#3
dude that's messed
i'd say screw him. look around elsewhere for quotes. and if u're still gonna sell it. take your time and don't hurry. not having insurance means u can't drive the car, doesn't mean u can't leave it in the garage and take your time selling it.
i'd say screw him. look around elsewhere for quotes. and if u're still gonna sell it. take your time and don't hurry. not having insurance means u can't drive the car, doesn't mean u can't leave it in the garage and take your time selling it.
#5
Originally posted by HappyB16
Tell him to go screw himself. Tell him you are taking your business, and that of the whole families, to another insurance company...he will change.
Tell him to go screw himself. Tell him you are taking your business, and that of the whole families, to another insurance company...he will change.
#6
Originally posted by SiR-Racer
With that quote of $9000 i doubt he's gonna change. Doesnt sound like he's too eager for business.
With that quote of $9000 i doubt he's gonna change. Doesnt sound like he's too eager for business.
It would be cheaper to drive with no insurance....the ticket for that is only $5000. (of course, this is illeagal)
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