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Insurance Help

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Old 29-Oct-2006, 01:45 PM
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Insurance Help

Okay so someone must be able to help me.

I have 6 tickets all minor ( no points ) lost. And Im classified High Risk. Anyone know of any cheap insurance out there?

I've been getting quotes of $8,400/yr. ( Primary )

Found one quote for $370/mth(secondary). and $395 /mth(secondary). But with me being secondary.

Any1 in the same boat or know of any in the same boat / that can help?


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Old 29-Oct-2006, 10:09 PM
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bump
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Old 29-Oct-2006, 11:43 PM
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DAMN $8400 a year. Don't think i've ever payed that much. Time for a bus pass
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Old 29-Oct-2006, 11:46 PM
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Slow down maybe?
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Old 30-Oct-2006, 12:31 AM
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only company that will probably consider you is Kingsway, unless you already got a quote from them. but mind you if your car is anyway "modified" they'll drop you in a heartbeat.
but can't help but to try anyways right. good luck.
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Old 30-Oct-2006, 12:32 AM
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yeh call powell high risk in oakville thery are cheap but u really want is a broker that sells insurance from either kingsway the cheapest fjkin insurance u can get anywhere or pafco these quotes are usually $10 15 more than kingsway
powell in oakville sells insurance from both of these
u can ask for $1,000,000 $200,000 or $500.000 liability and all insurance agencies or brokers are obligated to offer you these options

good luck finding a good rate
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Old 30-Oct-2006, 12:42 AM
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with 6 tickets you can't expect to find low insurance.
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Old 30-Oct-2006, 01:37 PM
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ok guys my abstract was two pages long.. like total of 10 tickets.. all types of crap.. my insurance was 12, 000 a year but i drove with out insurance for 3 1/2 years and finally with td auto insurance with only one ticket pending minor speeding.. im only paying 127 dollars a month with TD Bank Auto Insurance through the company i work for.. GROUP INSURANCE THROUGH TD BANK... CHECK IT OUT...
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Old 30-Oct-2006, 01:56 PM
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Originally posted by 2XPLICIT
ok guys my abstract was two pages long.. like total of 10 tickets.. all types of crap.. my insurance was 12, 000 a year but i drove with out insurance for 3 1/2 years and finally with td auto insurance with only one ticket pending minor speeding.. im only paying 127 dollars a month with TD Bank Auto Insurance through the company i work for.. GROUP INSURANCE THROUGH TD BANK... CHECK IT OUT...
cuz its smart to drive with no insurance
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Old 30-Oct-2006, 02:36 PM
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nice pic cyn
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Old 30-Oct-2006, 02:42 PM
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time for bus pass man.

high risk has no real options.
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Old 30-Oct-2006, 03:11 PM
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driving without insurance is stupid, but if you need it to work (not to go to the mall) and you're expected to pay $12000 a year in insurance... then I can sympathyze for people who get caught.
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Old 30-Oct-2006, 03:15 PM
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talk to me franky i can work somthing out.
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Old 30-Oct-2006, 03:52 PM
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yeah.. like i took alot of risks.. but now im glad i have insurance finally after 3 and half years.. damn.. everyones so happy for me lol..
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Old 30-Oct-2006, 04:40 PM
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Originally posted by Cynikal.Mindset


cuz its smart to drive with no insurance
yeah, I learned that the hard way this morning when I got dinged with no inusrance, but the ****ty thing is that i was on my way to my broker to sign the neccessary papers.
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Old 30-Oct-2006, 07:48 PM
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im in a bad spot right now, i have 4 MINOR tickets and a single unclaimed accident ( wasnt my fault tho) . i got a quote about 6 months ago for my 1994 cavalier, it was 650 bucks a month. im not sure if it would be lower or anything but im still shopping right now for insurance
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Old 30-Oct-2006, 08:46 PM
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try pcfinancial.ca and look up auto insurance
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Old 31-Oct-2006, 05:21 AM
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i just got a new insurance company yesterday, the cheapest i could find was pafco insurance. it was one of the only ones that would take me due to my 3 minor tickets. its gonna be 325 a month liability only and im 20 with my full G license. weird thing was that it would have been 356 a month for collision theft etc. I didnt feel it was worth it though.
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Old 31-Oct-2006, 06:34 AM
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i had 8 tickets and one accident on my record state farm wanted 1001 a month just for liability. Some insurance compainies didnt want to take me because its GS-R. RBC wanted 650 full coverage. I had to park up for a bit let ome of those tickets drop off my record.
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