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Insurance Claims

Old 08-Apr-2009, 04:46 PM
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Insurance Claims

I recently got into an accident last week. I was not able to go school for a week now and missed 4 shifts in work already . Is there any claim I can get fromo missing work? and school?
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Old 08-Apr-2009, 04:55 PM
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ask a lawyer

injury claims lawyers are a dime a dozen
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Old 08-Apr-2009, 09:28 PM
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You'll get nothing for missing school.

For missing work, you can get 80% of your prior net earning BUT, they do not have to pay you for the first week you are off work.

Call your insurance company to apply for Accident Benefits. You're supposed to do this within 7 days of the crash. They'll send you an application. You have 30 days from the date of crash to return it.
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Old 08-Apr-2009, 09:33 PM
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Originally Posted by 1999blksi View Post
ask a lawyer

injury claims lawyers are a dime a dozen
Maybe so, but under Ontario's no-fault auto insurance regime, they're virtually useless for auto crash damage lawsuits unless you've suffered catastrophic and permanent injury. Catastrophic means amputation, loss of an eye or better yet two, serious and permanent facial disfigurement, etc. Being in a coma helps too.

But for a simply broken limb or sore neck, there's no point. The Insurance Acty makes it almost impossible to sue for minor injuries and even if you do manage to win something, there's an automatic $30,000 deductible that comes right off the top of anything you might win.
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Old 23-Apr-2009, 02:52 PM
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Originally Posted by FiveO View Post
Maybe so, but under Ontario's no-fault auto insurance regime, they're virtually useless for auto crash damage lawsuits unless you've suffered catastrophic and permanent injury. Catastrophic means amputation, loss of an eye or better yet two, serious and permanent facial disfigurement, etc. Being in a coma helps too.

But for a simply broken limb or sore neck, there's no point. The Insurance Acty makes it almost impossible to sue for minor injuries and even if you do manage to win something, there's an automatic $30,000 deductible that comes right off the top of anything you might win.
lol... wow, I couldn't have put that better myself... you must be in the insurance industry also... that's like straight out of the OTL text books
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