xplicit r34

a person from alabama reversed into my car on october 8th
i got his license plate, insurance name and policy number, but not phone number
i also have pictures from the accident

he said he would just pay me cash
but now he left back to alabama
and the past 3 days ive been leaving voicemails
so now my patience is up and ive decided to go thru insurance

how can i located his insurance company's number?

ive tried 411 and yellow pages

its called "Henniger Johnson Insurance"
car was from alabama and so was he..

please help!

droppedatbirth

Why do you want to contact his insurance company? If you want to go thru insurance you have to contact your own insurance company or brokerage give them all the information that you have and they will do all the dirty work.

1sykcoupe

r u sure u were givin the correct info. maybe he gave u the wrong info.

xplicit r34

no he gave me the correct information
i checked his policy number also myself

so i call my insurance and tell them , not his?

droppedatbirth

^^^ Yup, that is normally how it works. If he backed into you and you weren't moving then you're not at fault. Your insurance company should not penalize your for it. So you shouldn't worry about going thru insurance.

xplicit r34

okay but i waited 3 days so he can pay me cash
i cant tell them that

what is the best thing to say tho if they ask y i am notifying 3 days later...
i was sorta busy with exams too :P

imported_t_dot_SiR

good reason, just say you're busy with exams

by the way, sometimes they don't mind that you want to settle with cash because sometimes insurance company don't like to payout and go through lots of process then another process of adjusting your premium...

my friend, she back into someone's car, then she called her insurance company to see if she should claim or pay that guy cash because her car was damaged too... then the insurance company advise her if the damage value is no more than $1000, then just pay cash... because with all the deductible, she'll just get cover for a lil... and since the damage is so lil, her premiums are unlikely to be adjusted and as well as it is time consuming to go through a huge process...

so i do see insurance company sometimes prefer the easier route...

just tell them you had exam and it was very important... or play innocent... when you sound nice, the agent will be cool too

droppedatbirth

Check PM.

xplicit r34

seen, thanks guys, i will be calling them shortly,
ill let u know what happens

cheers!

marker

HENNINGER JOHNSON LAYTON
I N S U R A N C E A G E N C Y, I N C .

http://www.hjlinsurance.com/