scorpion

well the funny thing was that my dad tolled the lady who works at the brokers office that that car was under my name blah blah but what i dont understand is this.. how do they authorize me to drive if im not suppose to be driving really? why didnt they say btw u wont be covered or u have to have your own insurance i dont think this is fair and im the one who got hit its 100% not my fault amagine if it was my fault wow

BlitzSix

Aren't you a little quick to jump the gun? You are ASSUMING that just because it's in his name he drives it the most. Maybe he just bought it but his dad drives it more often than him, that's why he wanted him to be primary.

His dad told the broker that it was under his son's (the OP's) name, the broker should not have set up the policy with the dad as primary if that was against the guidelines of the company. It's really not the OP's fault...

FiveO

Oh come on, we all know the game that gets played with this sort of thing. Also, nowhere in the OP's original post does he claim that his father is in fact the usual driver of the car. In his post he continually refers to the car as "MY" car, and not his father's car. The game seems clear enough to me.


The agent may have screwed up, but that doesn't mean that the OP and his father didn't ALSO screw up by misrepresenting who the actual primary driver of the car was. Both can be at fault here, but the OP's misrepresentation is grounds for claims refusal and policy cancellation.

jayp6969

Ya you should have been primary driver its based on howmany cars are at the residence and how many are able to drive if u have 3 cars and 3 drivers they are all primary if u have 2 cars and 3 drivers two are primary and 1 is secondary also how didnt you guys catch this when your policy was sent to you it pretty much outlines everything including who is primary and seconday drivers....good luck tho dude

ImperialCivic

You know what your problem is dude? Your taking advice from all these people who have heard stuff from other people who have heard stuff from other people (very similiar to the game broken telephone)...in any case you need some proper legal advice. I know somebody who can help you out if you're interested. Also, he doesn't charge any upfront cash either (free consultation). In any case, if you want PM me and I'll link you his number.

cre8tunes

do you have a witness who saw it happen? wawanesa usually doesnt punk people off like that. did you get all the persons info who hit you? Go for the legal advice the worst they can say at the firm is they can't do anything.

Good luck man i hope it works out for you.