imported_Mikeye

I need help because me being primary driver = a lot of money. Alrite, I have 3 cars at home and 3 drivers. My current insurance company says "I HAVE to be primary driver."

1) mom is primary driver for '03 Sienna
2) dad is primary driver for '96 Legacy
3) me primary driver for '97 Civic

Is it possible that I take my civic, go to another insurance company and sign up with them but with my dad being primary for the civic and me being occasional?

Therefore, my dad would be primary for '96 Legacy at INSURANCE company #1 and primary for '97 Civic at INSURANCE company #2. This possible?

kwikb16a2

nope, u have to be primary no ways outta it

imported_Team Rukus

only way for you to be not a primary driver is one of your parents or you move out of the house and then change names of pwnership on the vehicle.

imported_G2 Speed

how about if parents own a bussines? "company car"

Younes Si

theres a way around everything, dont' waste your money and become the primary driver

imported_Mikeye

The ownership is currently under my name.

Why cant I just go to another insurance company and register my dad as primary and me as occasional?

kwikb16a2

cus every company wants the policies and info of every car in the household

imported_Mikeye

I'll just tell them, we have 1 car and 2 drivers at home.

kwikb16a2

ok go right ahead and lie to the insurance company, u aint to bright are ya? go ahead and do that and the next thread we will see is: "HELP MY INSURANCE GOT CANCELLED"

Younes Si

not really, some companies dont' come to your house
and yes i know, they don't have to come to your house to know that you have 3 cars in the house hold

imported_Mikeye

ahhh ****. so i guess there's no way around it then.

imported_G2 Speed

put the car under another family members house...... like your grandparents or aunt's.... and drive it..

HamiltonsIsuzu

^yes

imported_G2 Speed

I mean honestly **** the insurance companies, it's not fair for people, that are younger to pay a huge amount for insurance, like what do they want from us they allow us to drive, at 16 years and 8 months, but want us to pay 250+ per month on insurance?, I mean i'm 17, going to college. I can't afford that there's not way I'm gonna work for my car along with gas and other expensive, when do I have time to work??

BBProductions

remember if your not paying insurance, your rates will never go down, and you will always remain high risk. gonna have to go through it and as you progress rates will go down little by little...

kwikb16a2

cant afford to drive then dont, simple as that. I ****ed my record and im paying for it, im not whining about it. Fawk the insurance companies? they'll fawk you in ways you wouldnt imagine lol

imported_G2 Speed

why would they allow us to drive, but make it crazy expensive, i'm not paying for my insurance!!, so I obvioulsy don't have to whine about it, I'm saying I think it's not fair which it isn't...

Younes Si

nop...start at 25

imported_Bruce Fee

if you're not insured.... you can still drive your parents' cars... provided that your name isn't on their policy as an excluded driver... double check though..

DXcivicHB

my insurance was 230/month till 25 now theyre 92/month