Traffic tickets, accidents, insurance Discuss legal issues, emissions testing, illegal modifications, etc....

How does this make sense?

Old 23-Apr-2008, 06:04 PM
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Luka
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How does this make sense?

I emailed my insurance broker to get me a quote on the new civic DX and SI and the SI was $20/year LESS then the DX?
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Old 23-Apr-2008, 06:06 PM
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he got it backwards.... pretty easy to make sence of that Luka lol.
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Old 23-Apr-2008, 06:07 PM
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well an wrx imprezza is cheaper to insure than a 90 civic hb by 5bucks or whatever it was when I checked a couple years ago...
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Old 23-Apr-2008, 06:19 PM
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Originally Posted by Fr0z3N View Post
he got it backwards.... pretty easy to make sence of that Luka lol.

nope
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Old 23-Apr-2008, 06:19 PM
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Originally Posted by shlammed View Post
nope

and even if it was, how could it only be a difference of $20/year.
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Old 23-Apr-2008, 06:23 PM
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get it in writing....if its not in writing, it doesnt exist
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Old 23-Apr-2008, 06:49 PM
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it is in writing and ive been with these guys for years they're not about to dick me around
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Old 23-Apr-2008, 06:57 PM
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Back in 2003 I got a quote for an 03 Civc SiR. It was $20 more for the year than my 90 pos hatch.
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Old 23-Apr-2008, 07:20 PM
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weird

oh well
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Old 23-Apr-2008, 08:04 PM
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Different colour cars also make a difference.
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Old 23-Apr-2008, 09:48 PM
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colour doesnt make a difference thats myth playa
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Old 23-Apr-2008, 10:29 PM
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The only thing I can think of is numbers. There would be more DX's than Si's, so maybe the DX's get into more accidents?
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Old 24-Apr-2008, 04:18 PM
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Originally Posted by 05CivicSi View Post
The only thing I can think of is numbers. There would be more DX's than Si's, so maybe the DX's get into more accidents?
That doesn't make sense. So, you're saying that the more common vehicles out there will have to pay more for insurance? You see less Porsches and Lambos than normal cars, does that mean they pay less for insurance than a Civic owner?
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Old 24-Apr-2008, 04:24 PM
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My 00 SIR Waz A 12 Buck difference than a SI civ when i look in to it.
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Old 28-Apr-2008, 08:57 AM
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Insurance rate is based on vehicle stats, driver profile, location, driving distance, theft rate and car value. Yes I know, caption obvious.

Having said that, whatever info you provided gets inputed into the computer for risk management. And there you have it.
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Old 28-Apr-2008, 11:16 AM
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When my wife got her new Civic back in '04 we were given a quote that was $18 less than what she was paying for her '91 Pontiac, and that was with the same insurance company. At the time I thought the same thing you are thinking now: how is this possible?

We got the new car and the insurance was indeed $18 less than on the older car. Made no sense, but I just took it and didn't complain.
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Old 28-Apr-2008, 12:07 PM
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Its a theory that could explain it, partially. It's obviously not the only factor.
Originally Posted by xray View Post
That doesn't make sense. So, you're saying that the more common vehicles out there will have to pay more for insurance? You see less Porsches and Lambos than normal cars, does that mean they pay less for insurance than a Civic owner?
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Old 05-May-2008, 11:58 AM
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Car matter less than driver . I drive 2003 Civic LX , G2 , Financed , fuly covered , NO TICKETS AT ALL - I pay 190$ a month.
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Old 06-Sep-2008, 10:02 AM
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common mistake

transference
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Old 06-Sep-2008, 01:04 PM
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I would be paying $1 LESS for a 2008 350z then my 00 civic dx
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