How does this make sense?
 

I emailed my insurance broker to get me a quote on the new civic DX and SI and the SI was $20/year LESS then the DX?

he got it backwards.... pretty easy to make sence of that Luka lol.

well an wrx imprezza is cheaper to insure than a 90 civic hb by 5bucks or whatever it was when I checked a couple years ago...

nope

and even if it was, how could it only be a difference of $20/year.

get it in writing....if its not in writing, it doesnt exist

it is in writing and ive been with these guys for years they're not about to dick me around

Back in 2003 I got a quote for an 03 Civc SiR. It was $20 more for the year than my 90 pos hatch.

weird

oh well

Different colour cars also make a difference.

colour doesnt make a difference thats myth playa

The only thing I can think of is numbers. There would be more DX's than Si's, so maybe the DX's get into more accidents?

That doesn't make sense. So, you're saying that the more common vehicles out there will have to pay more for insurance? You see less Porsches and Lambos than normal cars, does that mean they pay less for insurance than a Civic owner?

My 00 SIR Waz A 12 Buck difference than a SI civ when i look in to it.

Insurance rate is based on vehicle stats, driver profile, location, driving distance, theft rate and car value. Yes I know, caption obvious.

Having said that, whatever info you provided gets inputed into the computer for risk management. And there you have it.

When my wife got her new Civic back in '04 we were given a quote that was $18 less than what she was paying for her '91 Pontiac, and that was with the same insurance company. At the time I thought the same thing you are thinking now: how is this possible?

We got the new car and the insurance was indeed $18 less than on the older car. Made no sense, but I just took it and didn't complain.

Its a theory that could explain it, partially. It's obviously not the only factor.

Car matter less than driver . I drive 2003 Civic LX , G2 , Financed , fuly covered , NO TICKETS AT ALL - I pay 190$ a month.

common mistake
 

transference

I would be paying $1 LESS for a 2008 350z then my 00 civic dx