Traffic tickets, accidents, insurance Discuss legal issues, emissions testing, illegal modifications, etc....

Cheap car insurance deals

Old 15-May-2010, 02:30 AM
  #1  
Senior Member
Thread Starter
 
lets_ride's Avatar
 
Join Date: Mar 2010
Location: Sauga
Posts: 392
Cheap car insurance deals

hey guys,
I've searched through many forums, no ones really had a recommendation for cheap insurance companies...well...i know it all depends on your driving record and age etc...im 23, so i know im under age according to a lot if not all insurance companies out there...
i have a driving school certificate, but i have 2 speeding tickets on file...

now...i got a quote of 520$/month from statefarm...which is retarded

anyone have any recommendation for cheap insurance companies or any brokers?

I heard Belair direct is cheap...anything else?
lets_ride is offline  
Old 15-May-2010, 04:36 AM
  #2  
Member
 
Join Date: Mar 2010
Posts: 44
try www.hotlineinsurance.com or ca
u can also try Auto and Car Consumers Guide to Canada Insurance
it takes 5 minutes could save u hundreds good luck
robert.2010 is offline  
Old 15-May-2010, 09:47 AM
  #3  
Senior Member
 
rick10's Avatar
 
Join Date: Jan 2008
Location: Mississauga
Posts: 1,664
TD insurance or bel air ...

But if your car is mod somehow , forget about td insurance they dont take modify cars ..
rick10 is offline  
Old 18-May-2010, 09:33 PM
  #4  
Senior Member
Thread Starter
 
lets_ride's Avatar
 
Join Date: Mar 2010
Location: Sauga
Posts: 392
TD insurance is sooo high...bel air sounds reasonable...
wow Statefarm is well over priced

anyone else with any suggestions for cheap insurance?
lets_ride is offline  
Old 18-May-2010, 10:31 PM
  #5  
Senior Member
 
Join Date: Apr 2010
Location: Mississauga and Woodstock
Posts: 608
I have phenominal deals from my insurance company which is a subsidiary of The Dominion Insurance.

The company is called Insurance Unlimited Insurance. Yup, you heard right but check this out. I received my dad's old 01 Sebring Sedan because I needed a car and it was free (these are actually good quality cars...just driving auto makes me cry) so I took it. They offered me $142 a month! Mind you I was 25 and really only had about 1 years driving experience with a G. Right now I pay about $302 for a fully covered policy that the Honda dealer requested. Overall I'm very happy with them.

Speak to vivian and mentioned Nicholas sent you. Here's there number (905) 568-3430

There located south of Britannia and Hurontario. 145 Trader Blvd East.
HabaneroRed06Si is offline  
Old 18-May-2010, 10:35 PM
  #6  
Senior Member
Thread Starter
 
lets_ride's Avatar
 
Join Date: Mar 2010
Location: Sauga
Posts: 392
thanx bud,
u just put a big smile on my face rite now lol

I got quoted 520$ from state farm full coverage, cuz im under 25 and have 2 speeding tickets on my record, but no points off...have drivers training certificate and told them i have winter tires and car alarm..no mods...

i got quoted 240$ by bel air for just liability

i dont get why insurance companies are such a big scam for..they jack up their quote for everything lol

i will definately try this place out..cheers
lets_ride is offline  
Old 18-May-2010, 10:43 PM
  #7  
Senior Member
 
Join Date: Feb 2010
Location: Waterloo, Ontario
Posts: 1,074
bel air is the cheapest i've found
JDMej1 is offline  
Old 18-May-2010, 10:55 PM
  #8  
Senior Member
Thread Starter
 
lets_ride's Avatar
 
Join Date: Mar 2010
Location: Sauga
Posts: 392
how did you apply for bel air?
did you have to fill out this application and mail it in?
cuz from my understanding they dont have brokers?
lets_ride is offline  
Old 18-May-2010, 10:59 PM
  #9  
Senior Member
 
Join Date: Feb 2010
Location: Waterloo, Ontario
Posts: 1,074
Originally Posted by lets_ride View Post
how did you apply for bel air?
did you have to fill out this application and mail it in?
cuz from my understanding they dont have brokers?
i did it on the internet a while back
JDMej1 is offline  
Old 19-May-2010, 03:07 AM
  #10  
Senior Member
Thread Starter
 
lets_ride's Avatar
 
Join Date: Mar 2010
Location: Sauga
Posts: 392
i just did mine on the internet, i got an awesome quote of 256$ for base and 320$ for max protection...but its still telling me to print out this form and mail it in...u've never had to do that?

i'm under 25, is that why its asking me to fill this stupid form out?
lets_ride is offline  
Old 19-May-2010, 12:30 PM
  #11  
Senior Member
iTrader: (2)
 
Join Date: Feb 2009
Location: t.dot
Posts: 3,692
Originally Posted by lets_ride View Post
thanx bud,
u just put a big smile on my face rite now lol

I got quoted 520$ from state farm full coverage, cuz im under 25 and have 2 speeding tickets on my record, but no points off...have drivers training certificate and told them i have winter tires and car alarm..no mods...

i got quoted 240$ by bel air for just liability

i dont get why insurance companies are such a big scam for..they jack up their quote for everything lol

i will definately try this place out..cheers
points have nothing to do with insurance, they only care about the conviction

TD Insurance
State Farm
Allstate
Bel Air
CAA
RBC
Aviva
Grey Power
Co Operators
Chieftain
Pembridge
Intact
Coachman
Pafco
Desjardins

.... honestly, in order to get the cheapest insurance out there you have to call and get quotes, every insurance company has different rates for different territories

Good Luck!
miss_jess is offline  
Old 19-May-2010, 03:24 PM
  #12  
Senior Member
Thread Starter
 
lets_ride's Avatar
 
Join Date: Mar 2010
Location: Sauga
Posts: 392
thanx for the list of companies i should be lookin at
yeah i kind of figured points dont matter...

once i do my homwork..ill update you guys on my quotes...so u guys have an idea of which one is more affordable for someine under 25
lets_ride is offline  
Old 19-May-2010, 05:10 PM
  #13  
Senior Member
 
Join Date: Apr 2010
Location: Mississauga and Woodstock
Posts: 608
Have you given my insurance company a call? I think this one call will end your headaches lol.
HabaneroRed06Si is offline  
Old 23-Aug-2010, 09:59 AM
  #14  
Junior Member
 
Join Date: Aug 2010
Posts: 16
I know this is an old thread but ... my car is insured with Desjardins for $103/mo. I would call it intermediate coverage ... more than basic, less than full, and that's for 2 drivers @ 40000 km/y with 1 at fault accident about 4 years ago.
obastable is offline  
Old 23-Aug-2010, 12:41 PM
  #15  
Senior Member
Thread Starter
 
lets_ride's Avatar
 
Join Date: Mar 2010
Location: Sauga
Posts: 392
i seems like a good deal... are u 25+ cus i know insurance deals are much cheaper by age as well. I tried all the insurance company and now im with bel air
lets_ride is offline  
Old 23-Aug-2010, 01:56 PM
  #16  
Senior Member
 
rick10's Avatar
 
Join Date: Jan 2008
Location: Mississauga
Posts: 1,664
Originally Posted by lets_ride View Post
i seems like a good deal... are u 25+ cus i know insurance deals are much cheaper by age as well. I tried all the insurance company and now im with bel air
no only age. Another factor a lot of people tend to leave out is that it depends on your location

For example insurance for me is 170 at central parkway and burhamthorpe, however if I put it at hurontario and burhamthrope it would be 200. Even though the intersections are 3-4 blocks apart from each other and in mississauga. Thats 360 $ more a year
rick10 is offline  
Old 23-Aug-2010, 09:41 PM
  #17  
Senior Member
Thread Starter
 
lets_ride's Avatar
 
Join Date: Mar 2010
Location: Sauga
Posts: 392
i live near dixie and burnhamthorpe....not too far from u
i wonder if my insurance rate is factored into the location thing as well...
cuz from my understanding ...doesnt it just vary by cities ?
lets_ride is offline  
Old 23-Aug-2010, 10:58 PM
  #18  
Senior Member
iTrader: (2)
 
Join Date: Feb 2009
Location: t.dot
Posts: 3,692
Originally Posted by lets_ride View Post
i live near dixie and burnhamthorpe....not too far from u
i wonder if my insurance rate is factored into the location thing as well...
cuz from my understanding ...doesnt it just vary by cities ?
no it is done by postal code
miss_jess is offline  
Old 23-Aug-2010, 11:04 PM
  #19  
Senior Member
 
PurpleStuff's Avatar
 
Join Date: Jan 2009
Location: Pick. er. ing.
Posts: 1,870
I'm 21, i live in east toronto, drive a 97 civic hatch, and pay $172/month. I also have a clean record, and been driving for 5 years. I moved last year about 4 blocks down the street and my insurance went down by about $10. I hope its this low next year too, but by the new insurance laws and such, its not looking pretty.
PurpleStuff is offline  
Old 23-Aug-2010, 11:25 PM
  #20  
Senior Member
 
rick10's Avatar
 
Join Date: Jan 2008
Location: Mississauga
Posts: 1,664
Originally Posted by lets_ride View Post
i live near dixie and burnhamthorpe....not too far from u
i wonder if my insurance rate is factored into the location thing as well...
cuz from my understanding ...doesnt it just vary by cities ?

Like miss jess said , it depends on your zip code. Since I live closer to square one they charge me more, even though i would be park underground with secutiry cameras , while at the cheaper place I will be park outside.
rick10 is offline  

Thread Tools
Search this Thread
Quick Reply: Cheap car insurance deals


Contact Us - Sitemap - Advertising - Cookie Policy - Privacy Statement - Terms of Service

© 2019 MH Sub I, LLC dba Internet Brands

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.