lets_ride

hey guys,
I've searched through many forums, no ones really had a recommendation for cheap insurance companies...well...i know it all depends on your driving record and age etc...im 23, so i know im under age according to a lot if not all insurance companies out there...
i have a driving school certificate, but i have 2 speeding tickets on file...

now...i got a quote of 520$/month from statefarm...which is retarded

anyone have any recommendation for cheap insurance companies or any brokers?

I heard Belair direct is cheap...anything else?

robert.2010

try www.hotlineinsurance.com or ca
u can also try Auto and Car Consumers Guide to Canada Insurance
it takes 5 minutes could save u hundreds good luck

rick10

TD insurance or bel air ...

But if your car is mod somehow , forget about td insurance they dont take modify cars ..

lets_ride

TD insurance is sooo high...bel air sounds reasonable...
wow Statefarm is well over priced

anyone else with any suggestions for cheap insurance?

HabaneroRed06Si

I have phenominal deals from my insurance company which is a subsidiary of The Dominion Insurance.

The company is called Insurance Unlimited Insurance. Yup, you heard right but check this out. I received my dad's old 01 Sebring Sedan because I needed a car and it was free (these are actually good quality cars...just driving auto makes me cry) so I took it. They offered me $142 a month! Mind you I was 25 and really only had about 1 years driving experience with a G. Right now I pay about $302 for a fully covered policy that the Honda dealer requested. Overall I'm very happy with them.

Speak to vivian and mentioned Nicholas sent you. Here's there number (905) 568-3430

There located south of Britannia and Hurontario. 145 Trader Blvd East.

lets_ride

thanx bud,
u just put a big smile on my face rite now lol

I got quoted 520$ from state farm full coverage, cuz im under 25 and have 2 speeding tickets on my record, but no points off...have drivers training certificate and told them i have winter tires and car alarm..no mods...

i got quoted 240$ by bel air for just liability

i dont get why insurance companies are such a big scam for..they jack up their quote for everything lol

i will definately try this place out..cheers

JDMej1

bel air is the cheapest i've found

lets_ride

how did you apply for bel air?
did you have to fill out this application and mail it in?
cuz from my understanding they dont have brokers?

JDMej1

i did it on the internet a while back

lets_ride

i just did mine on the internet, i got an awesome quote of 256$ for base and 320$ for max protection...but its still telling me to print out this form and mail it in...u've never had to do that?

i'm under 25, is that why its asking me to fill this stupid form out?

miss_jess

iTrader: (2)

points have nothing to do with insurance, they only care about the conviction

TD Insurance
State Farm
Allstate
Bel Air
CAA
RBC
Aviva
Grey Power
Co Operators
Chieftain
Pembridge
Intact
Coachman
Pafco
Desjardins

.... honestly, in order to get the cheapest insurance out there you have to call and get quotes, every insurance company has different rates for different territories

Good Luck!

lets_ride

thanx for the list of companies i should be lookin at
yeah i kind of figured points dont matter...

once i do my homwork..ill update you guys on my quotes...so u guys have an idea of which one is more affordable for someine under 25

HabaneroRed06Si

Have you given my insurance company a call? I think this one call will end your headaches lol.

obastable

I know this is an old thread but ... my car is insured with Desjardins for $103/mo. I would call it intermediate coverage ... more than basic, less than full, and that's for 2 drivers @ 40000 km/y with 1 at fault accident about 4 years ago.

lets_ride

i seems like a good deal... are u 25+ cus i know insurance deals are much cheaper by age as well. I tried all the insurance company and now im with bel air

rick10

no only age. Another factor a lot of people tend to leave out is that it depends on your location

For example insurance for me is 170 at central parkway and burhamthorpe, however if I put it at hurontario and burhamthrope it would be 200. Even though the intersections are 3-4 blocks apart from each other and in mississauga. Thats 360 $ more a year

lets_ride

i live near dixie and burnhamthorpe....not too far from u
i wonder if my insurance rate is factored into the location thing as well...
cuz from my understanding ...doesnt it just vary by cities ?

miss_jess

iTrader: (2)

no it is done by postal code

PurpleStuff

I'm 21, i live in east toronto, drive a 97 civic hatch, and pay $172/month. I also have a clean record, and been driving for 5 years. I moved last year about 4 blocks down the street and my insurance went down by about $10. I hope its this low next year too, but by the new insurance laws and such, its not looking pretty.

rick10

Like miss jess said , it depends on your zip code. Since I live closer to square one they charge me more, even though i would be park underground with secutiry cameras , while at the cheaper place I will be park outside.