imported_starboy869

Hi,

I got a married about two months ago and I haven't told my insurance company yet.

I heard your insurance drops when you get married. true?

I live in Petawawa (372km away) and she lives in Markham.

I just don't want to say i'm married, my wife lives in Markham, and they jack my insurance rates. Also she doesn't drive my car. Since my car is manual and doesn't have any interest in learning how to either.


Do you think the insurance company will basicly 'force me' to insure her on my car even when she won't be driving my car?

Would there even be a point in telling my insurance company I'm married?

nashall

im not married but i have been living with my girl for about 4 years now.....and i tell the insurance company im common-law...it actually lowed it abit....mine car is a manual.....and hers is auto....i just say she does not know how to drive stick...so you are not forced to insure her. she gots her own insurance and i got mine....try 2 keep it that way is my only invices.

imported_starboy869

Is the discount worth it? We're both over 25

nashall

call around and see....nothing wrong with getting a quote

shlammed

Being married should lower your OWN policy because they know you have more responsibilities in life now. Also for men your rates are supposed to drop dramatically when you turn 25 so if I were you I'd go to a new company instead of waiting to renew with your current.

imported_starboy869

Well.. I'm paying about $1200/y with $300 dec (everything) on my SiR.

I checked out a few other companys when I got my SiR and rates were well through the roof since I had my lic. suspended a few yrs ago for a non-payment of a ticket.

My currently insurance company knows about the suspension.

What is the norm for a discount? 5% 10% ?

I guess emailing my insurance guy and inquire about rates etc., would be the best way to go.