labatia

heres the scenario..
i pay 460 a month insurance for a 95 civic 4 door

gas is expensive

so lets say 600 a month for the car
then matienence has been killign me right now
ive spend over 1500 on it in the last 2 months... im very


car broke down 2 days ago and i had enough and said **** it your going to sit in the garage

now with insurance what should i do? cancel it or just put theft and fire on the vechile.. if i do cancel it what would i goa bout saying or writing in the letter



the go bus takes me right to my work.. so i have no problems with transportation

any suggestions guys?

labatia

i think i might fix it.. too hard to give up the baby

Cynikal.Mindset

when u cancel insurance u just tell them "hi I wanna cancel my insurance please, I dont need it no more"

and they are like "oh, okay....you will be charged a cancellation fee of $X.XX blah blah blah. Thank you!"

Biggy

dont cancel ur insurance, if u go without insurance its like starting over again, if u must drop it down to fire and theft, just make sure u keep ur policy going, man i hear u to im paying alot for insurance and **** just keeps breaking its hard to keep wanting to do this when ur working 50-70 hours a week but meh its the love for cars that keeps me going

labatia

i work alot to pay for this car
one paycheck goes towards it

im finally up
then sumthing happens
and now im back down on funds

imported_Cablerat

I told you a long time ago..

Don't waste your money on a car!!

If you can live without it, DO IT!

It came back and slapped in the face I see..

Sucks man..

Best thing is to drop insurance to fire/theft until your rating gets better. $460 a month is just NUTS, liability only?

imported_toyman29

that is a lot of money being wasted man

IF u can get around w/ public transit... do it
you'll love the cash that's in ur pocket a few years down the road that u save and it could get u an even better car that doesnt break down on ur *** stressing u out all the time

spracingsports

HOLY GEEZ... 600 for insurance..... i pay $60 and im 19 been driving for 1 year... . no tickets or accidents

Insuranceman

Where did you get $600 for insurance? He said $600 a month in car fee's , not insurance .... Do people even read anymore?

labatia

lol

labatia

can any1 help me write a letter to insurance to cancel?

imported_ERTW

you dont have to write any letters.. call your agent, the one on your insurance card, and say "yo, i want to cancel my policy" and that is all that it takes

but before you do that, research the consequences of you canceling your policy

labatia

i aske before they said u need a letter

also last time i asked to cancel my insurance
she said they were 6 weeks behind schedule..

so after i cancel it should i do a stop payment at my bank before the next months payment which is on july 7th