BladeX

well right now its past 24 hours for reporting collision so the only thing he can do is make a claim right


but wouldnt that only be making a claim for himself?? wouldnt affect me, cant report the collision its past 24 hours ?

imported_1PhatCX

they can report it whenever, does he have all ur info?

BladeX

yep i have all his info,

r u sure about the reporting? i just read it on the site..24 hours? but yeah whatever

this guy is like trying to imtimidate me

PurpleCX

Tell him to go pound sand and look after your own damages,
Sounds to me like he found out he has no leg to stand on but your nervous reaction at the scene has him thinking he can take you for some cash towards his car.
Not sure on Ontario law but down here not even 50/50 each pays their own unless one car is provably not moving.

BladeX

yeah.. he wanted to report it at first but i guess he found out the next day when things were open n stuff he strated talkin around n found out if he makes the claim its gonna screw us both , n since he already made a claim at fault just earlier the month he might even get cut off at renewal date

PurpleCX

I would just call him on his bluff , next time he says he wants to report it cause it will benifit tell him "OK sounds good give them a call I will do the same" and listen to his reaction lol

BladeX

i already talked with him, he still tryed to convince me but in the end he gave up

wether he reports it or not im not gonna have 800 to pay for it...now i just needa hope on the insurance if it counts as a claim or what is gonna happen.

LDX

If damages <$1000, there is no need to report it.

stock94block

i like this way of doing it ...if he cant prove it was your fault, and you cant prove it was his fault..then next time he calls tell him tough ****

marker

Ontario law determines who is at fault whether or not the accident is "reportable" to police or not. According to those rules you are 100% at fault for backing out of a parking spot and running into him.

He can make that claim to his insurance company and they will repair his car. His rates will not go up because he won't be considered at fault.

His insurance company will contact your insurance company. Then your insurance company will contact you demanding to know why you didn't contact them as you are required to do by your insurance contract. Whether they cancel you after that for breach of contract is anyone's guess. For sure, your rates will increase seeing as you are 100% at fault for the accident.

That's the legal stuff. The moral thing is this - you made the mistake and damaged someone else's car due to no fault of their own. You SHOULD make good on those damages because it's the right thing to do.

You could try to weasel out of it, but that just makes you another scum of the earth, and we already have far too many scum out there among us.

It's up to you how you want to live, but your choices determine how people see you - as a stand-up guy or as just another weasel scum-head.

Legal follows, from the Insurance Act, available at http://www.e-laws.gov.on.ca/DBLaws/R...h/900668_e.htm .

BladeX

i backed out of my parking spot, was fully out both cars were in movement he should have waited..no?

both cars in movement so whos fault would it be?

have you experience this yourself or are you saying it from that site? because all the ones that experienced it are saying the same thing.

and is it not <1000 no need to report ?

marker

You have to yield the right of way to cars already moving in the lane. That means that you shouldn't leave your parking spot until you can do so without impacting on the flow of traffic already there. If a collision does occur as a result of you leaving your parking space, it is because you failed to adequately yield the right of way. There is no such thing as "I almost made it".

Whether or not both vehicles aere in motion is irrelevant. Collisions often occur because two cars are in motion - and usually because they are headed towards each other. Besides, you said it yourself - you backed into the other car as you were backing out of your spot.

The $1000 damages reporting thing deals only with reporting of accidents to the police. That $1000 isn't $1000 per car, but $1000 TOTAL damages to all cars combined. The reporting to your insurance company is something else. It is required as a contractual obligation of your auto insurance contract and as a legal obligation by the Automobile Insurance Act which covers auto insurance contracts. Your contract will stipulate that you must report ALL accidents resulting in damage to another person's property.

All the ones who are saying otherwise are doing so in a vacuum of knowledge. There's wishful thinking and there cold hard law. Just like everything else you can hope you don't get caught out, but the price gets pretty high if you are.

BladeX

well i guess i wasnet specific enuf in saying what happened
okay try to think of you being as me maybe its easier

your backing out of your parking spot its clear you back out you need a little more room so you can turn out and drive a car suddenly speeds to your lane and your blocking him..not like your gonna drive back to ur spot and let him go


plus my insurance company arent opened on weekend so i have til monday

thanks tho