redlineracer

so this morning im on my way to work driving to the go station, everything's fine and dandy right......wrong...... i'm going and the car in front of me is far ahead, i'm not speeding or anything......all of a sudden she brakes so i brake but then she all of a sudden comes to a complete stop

so then i put my brakes on and when i noticed she stopped completely i pressed the brakes harder, next thing u know my wheels locked and kept sliding for a good 3 seconds and then boom.......

i just dunno, i wasn't tailgaiting, i was far back, i wasn't speeding..... could have been my tires possibly......they look a little low on tread in the rear....all seasons....... first accident that was my fault, i mean she braked sooo late all of a sudden, but since it was from behind it's automatically my fault......

fingolfin

hopefully the damage isn't too bad

it was probably the road that caused your tires to lock up. cold tires on cold (probably wet) pavement doesn't make for a good combo


try to convince her to stay away from insurance

Double B

I don't know guy, if you were far apart and I suspect that it wasn't in a zone where you were going fast, you should have had enough distance to stop before hitting her, unless you broke too late when she suddenly stopped and hit her.

As for you being at fault, yep, pretty much.

Tyson09

iTrader: (1)

sorry to hear that you like giving it from behind.

tough break, leave even more room next time. 3 seconds of skidding doesn't seem long enough of a space

redlineracer

yeah i was further, but I braked too hard too late when i realized how hard and late she had braked.....

My front bumper is destroyed and my hood got pushed a little in so it won't open, no frame damage or anything at all, her bumper didn't budge, it's didn't even look like her car was touched at first, but looking more closely there's a small hole from my licence plate bolt and a minor crack in the middle......

how badly would this reflect on my premium if she were to file a claim?? I asked her about settling outside insurance but she wanted to speak with her husband first, so i'm gonna call her tonight and ask her again........

Double B

Is it your first acccident?

redlineracer

yeah, first time bro

Double B

Depending on your insurance, most of them allow one claim or accident before your rates go up. If a claim is going through, I would just check with them as it has to be reported anyways. Unless you are working it out with the other party to pay for her damages as well as yours, then you have nothing to worry about.

Tyson09

iTrader: (1)

look at it this way....crunched bumper means new bodykit and warped hood means CF hood.

Leung

accidents make ricers

Tyson09

iTrader: (1)

ricers cause accidents....its just a visous cycle

ForSale

It’s not your distance or speed that you kept, it’s your defensive driving that is weak, which caused this. You should always step on the breaks when the car in front of you breaks, if the car in front breaks or taps on them you should do the same, especially in moving traffic.That is how you keep CONTINUING equal distance.

This is what you did, ohh I have distance and im going slow so im good, well the car in front of you is no different from a wall, I guess a moving wall, if you tried to keep the speed in order with the vehicle in front of you, you would not have hit it, it just goes to show that this is true, if there was a car behind you why didn’t it ram into you? right.

Also always look through the car in front of you if you can see through its windows.

Its okay, you will learn from this, I hope, and become a better alert driver.Just have to wait and pay the higher premmium for 6 years like me.lol


but yea try to settle it in person if its not that big 100% its probably more than $600. hmm but yea fingolfin then whats the point of insurance eh? is it not illegal what you are suggesting, is it not a waist to have insurance and not use it.lol

Tyson09

iTrader: (1)

maybe he was looking at his phone when he was TEXT MESSAGING!!!!!!!!!!!

rick10

dont go through your insurance, it doesnt seem like a big accident and you may as well pay for it . If you go through your insurance its a 6 years penalty in your record so at the end you will end up paying 3 or 4 if not more what you could of pay at once.

**** like this happens , you just have to be more carefull from now on to avoid this type of accidents

redlineracer

ahhh yeah i always do that, judge the speed of the car in front and everything i just dunno what happened this time, and yeah i normally do all those things u said as well..... I like to drive safe and am finicky on those things and i always criticize those ricers and other tards on the road, but this morning I became the tard and paid the price.......

I just pray to god that she doesn't file a claim, but in the back of mind she already did.......

Fr0z3N

The few times were I really wanna rear end someone I find myself in my moms car which I value with my life. I honestly wish someone would cut me off or slam on the brakes or something when I'm in my truck, I'd LOVE to rear end them, good ol' push bar.

Double B

Did you not discuss this and exchange info with her? You can't assume if she is or isn't going to claim. If she does, you are going to have to go to the police and file your side of the accident to them as well as report it to your insurance company. You have about 48 hours to do so. You better give her a call and find out whats what. More than likely she will be filing a claim.

Nova_Dust

Like Brian said, make sure both of you are on the same page. If she files, you file and leave everything to insurance. Hopefully, first time forgiveness and be careful next time.

If no insurance, get a quote and pay for her damage. Bumper repair and repaint can go easily to 300 dollars, and if body shops claims the rebar needs replacement, you are looking at close to 800 dollars. Remember, as much as you want to save money, she has the right to a second opinion. Whether you pay less or more at the end of the day, ALWAYS pay directly to the body shop and write an AGREEMENT, indicating that so and so hit so and so on this day and both parties agree not to file insurance. Sign and date on TWO copies. You keep the body shop receipt and make her a copy.

This way, she will not make a penny off of this accident.

Good luck

rick10

That is true , however just hope she doesnt start saying she got injured and stuff. That happened to a friend of mine, the accident was not big but it was an older guy , first he was cool about it and they agreed to 1000$ for damages , however after 2 days he called him to say that he was feeling pains and that he was going to call his insurance !!!! . Old fart claim clinical bills , medicene , rehab , my friend had not choice but to go with his insurance

redlineracer

ok so we decided to go through insurance and my insurance company wants to take pictures to see how bad the damage is, my dad was speaking to them and said the damage wasn't bad thinking they would give us a break but it turns out they want proof, soooo i'm in hot water right now....

anyone here have a white EF whose front bumper and hood i can borrow just for the inspection?? I can pay money! need help!