InFaMoUs90

My insurance company just called and said, anyone with a civic under 25 years old needs to take pictures of their front and the back of their car to show that it is not modded (something to do with lowering) The rule passed due to all the modded civics... if ur car is modded according to then, you will be paying REALLY HIGH thats if companies will insure you... Just to let u guys know

imported_SumAzunGuy

wtf what insurance company are you with
that sux man

InFaMoUs90

Its supposivly for all insurance companies....

90hatchsi

I had to take insurance pics of my car, but thats because I got theft/vandelism and they wanted to make sure that I could not claim for any damages already on the car. As for the mods part not sure they didn't ask?

InFaMoUs90

Well, ive had my car for like 3 weeks.... and they just called today... I dont know exacly what they said (my parents picked up the phone) but they said due to all the modded civics they will need pictures of your car to see something about the suspension? Not to sure though

Jugglez

Sounds like bologne to me. Why would insurance companies single out just Civics? If they were to do something like this wouldn't they target all sport compacts?

InFaMoUs90

Bologne.... Welll i wish it was man... Thats what my mom told me... she said they just called... Why they would single out civics I dont know.. its gay... relaly dumb.. but thats what they said... so i might have to take out all the "modded" looking things and take some pics...

ryuujin

I bet you anything that it's a ploy from your mom so you wouldn't mod your Civic eheheheh...

my girlfriend wants to put more smiley faces again

InFaMoUs90

LOL nah she wouldnt do that.. plsu she doesnt know anything about this stuff... She was saying how the lowering of the car is what theyre looking for... ill talk to her tonight when she comes home.. i dont think shes pulling my leg...

ryuujin

heheh I'm just joking man, but it does sound awfully strange that insurance companies would specifically target Civics and "lowering" it? I mean...if anything I'd think it would be like "exhaust" or something..hahhaha...or hell those LED washer lights LOL ...

anyhow find out and let us know please, thanks!

InFaMoUs90

Yes its strange... Maybe it has to do with the wheel wells, and if its to low, oits not safe.. not exatcly sure... I will get more info... If they do think my car is modded (which i doubt it) because basically muy exterior is stock (except windshield banner) Then i will probably have to sell the civic, because suposivly the insuranbce will triple or soemthing.. which will goto 600 a month... eep... this is stupid...

Jugglez

Switch to another company, I think they're trying to play you.

InFaMoUs90

The thing is i get good rates from them... im 16 and pay 200$ a month!

ryuujin

WHAT!? $200!!!? You must be under your parents name or something right?

InFaMoUs90

Nope... everything is under my name.

Bad Black Si

My insurance WAS $800/yr now its 1600 since i got into my lil fender bender over a yr ago

Mugen C

Well, First of all, InFaMoUs90 has a 1990 H/B....In fact he's already paying 3 times more than what I am paying for mine...but I am 29 yrs old

As for why they would single out Civic? According to my insurance agent. Civic is known be the most popular, cheapest import car to mod. And look how every streets have a slightly modded Civic.

I remember there was a girl in neighborhood asked me why I have a bad boy’s car? You can tell Civic has its own "Unique Image" in people's mind!

Look at the bright side, people also look at Civic = High Performance = Fast = Cool Car To Drive!

regards,
Mugen C

InFaMoUs90

Ok, i got more news on the civic deal.
From what my mom says, the cops have sent out letters to the insurnace companies saying that anyone with a civic that is from 1988-1991 who is under 25 needs to send in pictures of their car from the side and back to show that it is not lowered. They did this because of how popular civics are becoming modded and insurance companies dont want them modded because they think they will be street racing. They said if my car is lowered then they will drop me, and most companies will not take me or some will but i will have to pay triple the amount.... Thats what i heard

BB1-4WS

Get coil-overs, and raise the car up to snap pics!

InFaMoUs90

Its all good.. my suspension isnt touched.... The only thing notice able from the exterior is a windshield banner, but thats at the front and they dont want front pictures Looks like ikm all good... but still.. thats really dumb