Traffic tickets, accidents, insurance Discuss legal issues, emissions testing, illegal modifications, etc....

wtf? $500 a month for a 1993 honda civic cx?

Old 12-Nov-2011, 10:05 AM
  #21  
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im just saying what they told me when he ran my name through their search thing. he said i only have one ticket affecting my insurance. and i know i have more then one.
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Old 12-Nov-2011, 10:09 AM
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maybe my company screwed up but im not complaining. or are u just saying the tint and muffler ticket will effect never had an issue with that, no fart cans for me and my tint is as dark as its legally allowed
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Old 12-Nov-2011, 08:17 PM
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Call Easyway Insurance Brokers....... They are the cheapest around

Or go on kanetix.ca and get multiple quotes
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Old 13-Nov-2011, 02:39 PM
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Originally Posted by devingodard
im just saying what they told me when he ran my name through their search thing. he said i only have one ticket affecting my insurance. and i know i have more then one.
Originally Posted by devingodard
maybe my company screwed up but im not complaining. or are u just saying the tint and muffler ticket will effect never had an issue with that, no fart cans for me and my tint is as dark as its legally allowed
im saying all tickets affect your insurance. look in the highway traffic act, those laws in there, getting a ticket means you weren't following the rules and those tickets go against you.

tints, muffler, headlights, speeding etc

maybe your tickets were over 3 years old?
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Old 13-Nov-2011, 02:40 PM
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Originally Posted by mybaby
Call Easyway Insurance Brokers....... They are the cheapest around

Or go on kanetix.ca and get multiple quotes
kanetix is useless to be honest, its just an estimate. if you want the cheapest rate you have to call around and get actual quotes
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Old 15-Nov-2011, 03:01 PM
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they are all within 1-2 years and when he ran my licence number he said i had one ticket that would affect my insurance im not complaining though maybe they screwed up im certianly not gonna tell them. and agreed on the kanteix thing i tryed it doesnt help call bel air direct they were the cheapest i could find especially if you can get fam memebers to switch i got like 10% a car discounted
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Old 20-Nov-2011, 07:21 PM
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Originally Posted by devingodard
they are all within 1-2 years and when he ran my licence number he said i had one ticket that would affect my insurance im not complaining though maybe they screwed up im certianly not gonna tell them. and agreed on the kanteix thing i tryed it doesnt help call bel air direct they were the cheapest i could find especially if you can get fam memebers to switch i got like 10% a car discounted
best thing to do if you're not sure and don't think that what the brokers are saying is correct, go to an mto office (where you do licence tests, renewals, etc.) and ask them to print you out your drivers' abstract. It costs a bit, $12 I think (not 100% on that) and then you'll know for sure. Good luck.
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Old 30-Jan-2012, 11:32 AM
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i drive an EG civic with an actual clean record and i called a couple of places and the lowest quote i could find was 312$ from intact insurance, wich is ok i gues but they also wanted a safety and first and last payment to start up... im still trying to find cheaper but everywhere i call they keep jackin up the prices. what do you guys all pay and from who?
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Old 30-Jan-2012, 11:35 AM
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All companies I'll want a safety. Why would you put insurance on a car with no safety anyway u can't drive it? The lowest I could find and most other guys/ girls I know are with bel air direct. I went from 280 a month to 220 a month. And there is a whole bunch of discounts they offer
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Old 30-Jan-2012, 03:28 PM
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Originally Posted by zeusone2
i drive an EG civic with an actual clean record and i called a couple of places and the lowest quote i could find was 312$ from intact insurance, wich is ok i gues but they also wanted a safety and first and last payment to start up... im still trying to find cheaper but everywhere i call they keep jackin up the prices. what do you guys all pay and from who?
Originally Posted by devingodard
All companies I'll want a safety. Why would you put insurance on a car with no safety anyway u can't drive it? The lowest I could find and most other guys/ girls I know are with bel air direct. I went from 280 a month to 220 a month. And there is a whole bunch of discounts they offer
All insurance companies have different rates for different territories. What State Farm would charge you for postal codes starting in M2N will not be the same price TD would charge you for a postal code starting in M2N. That being said, what State Farm would charge me vs what they would charge you are again, 2 different things.

Age
Sex
Address
Driving Record
Vehicle

These individual factors make up your own rate.

I pay $222/month.
I'm also 25, I drive an rsx and I have a few tickets and am with RBC Insurance. As you see what I pay per month has little impact on what you are going to pay.

Same advice I give everyone. Call around, get quotes, have a G (if possible), if you are young see if your parents are okay with putting the vehicle in their name until you have a few years of driving under your belt. Go to driving school and stay in school. Don't get any tickets and avoid accidents
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Old 29-Apr-2013, 09:17 PM
  #31  
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Its a Civic, it is the highest rated out there.
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Old 01-May-2013, 04:29 PM
  #32  
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way to bump an old thread... lol
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