Need HELP with Insurance
08-Aug-2002, 09:07 PM
#21
Registered User
Thread Starter
Join Date: May 2002
Location: Scarborough
Posts: 462
Originally posted by please3mta3
they always check. if you've made a claim within the past 6 years, it's on record. so there's no point in not telling them. obviously if you've fixed the car yourself you wouldn't tell the insurance company. speeding tickets go away in 3 years. accident claims go away in 6 years.
they always check. if you've made a claim within the past 6 years, it's on record. so there's no point in not telling them. obviously if you've fixed the car yourself you wouldn't tell the insurance company. speeding tickets go away in 3 years. accident claims go away in 6 years.
09-Aug-2002, 10:00 AM
#22
Registered User
Join Date: Aug 2002
Location: Markham
Posts: 54
if you get married now or proove that you are common-law then the rates will be even cheaper. go out and get married just to save on insurance!!!! haha!!!!!
when you hit 25 it won't matter if you are married or not. also, rates outside of the GTA are a lot cheaper. say for example Hamilton or Burlington, Oakville or Ajax...etc. it's cheaper because there are less cars in the city. also, you don't want to tell them that you rack 100,000 km/year. nor should you tell them you drive great distances to go to work. the more the car is on the road the more chance for accidents. some insurance companies give discounts if you have a security system. and some give discounts if you get home insurance from them as well.
when you hit 25 it won't matter if you are married or not. also, rates outside of the GTA are a lot cheaper. say for example Hamilton or Burlington, Oakville or Ajax...etc. it's cheaper because there are less cars in the city. also, you don't want to tell them that you rack 100,000 km/year. nor should you tell them you drive great distances to go to work. the more the car is on the road the more chance for accidents. some insurance companies give discounts if you have a security system. and some give discounts if you get home insurance from them as well.
09-Aug-2002, 02:08 PM
#23
Registered User
Join Date: Jun 2002
Location: Toronto
Posts: 978
hey sean ....
i currently i have the ownership in my fathers name ..... and am a second driver on the civic ..... its still pretty high ... i actually found a decent price tho .... with everything that i've been through ... which is $2348.... oh yeah and for the whole deal where you claim to live else where and just be a casual driver .... well we tried that .... the insurance company that we dealt with didn't buy it and said that they will not cover us if anything happens .... just wanted to let you know before you try .... maybe its varries between companies.... BTW sean ... do you still have those slipstreams ?
i currently i have the ownership in my fathers name ..... and am a second driver on the civic ..... its still pretty high ... i actually found a decent price tho .... with everything that i've been through ... which is $2348.... oh yeah and for the whole deal where you claim to live else where and just be a casual driver .... well we tried that .... the insurance company that we dealt with didn't buy it and said that they will not cover us if anything happens .... just wanted to let you know before you try .... maybe its varries between companies.... BTW sean ... do you still have those slipstreams ?
09-Aug-2002, 04:41 PM
#24
Registered User
Thread Starter
Join Date: May 2002
Location: Scarborough
Posts: 462
Hehe...sold the Slipstreams for $1000...
And that deal where you claim that you live somewhere else worked for me...since I really do live outside of my Dads apartment...hehe
$2348 ins't bad...the way im doing it its like $1400...
And that deal where you claim that you live somewhere else worked for me...since I really do live outside of my Dads apartment...hehe
$2348 ins't bad...the way im doing it its like $1400...
09-Aug-2002, 05:08 PM
#26
Registered User
Thread Starter
Join Date: May 2002
Location: Scarborough
Posts: 462
home depot $3.78 for a sheet that is 10 feet long by 3 feet...i dont know if thats the exact size but its HUGE for the price...I think i have some let...if its in good shape you can have it.
Anyways...call me and come see my car...i have to take the bumper off today to see the damage to car
ill show you how i did the grill.
Anyways...call me and come see my car...i have to take the bumper off today to see the damage to car
ill show you how i did the grill.
09-Aug-2002, 05:24 PM
#27
Registered User
Join Date: Jun 2002
Location: Toronto
Posts: 978
i don't know if i can't ,..... email me your number
tmooc@rogers.com
i might be at woodbine and 16th on saturday tho ....
tmooc@rogers.com
i might be at woodbine and 16th on saturday tho ....
12-Aug-2002, 09:42 AM
#28
Registered User
Join Date: Aug 2002
Location: Toronto
Posts: 507
Originally posted by please3mta3
what you should do is have the ownership transfered to your dad. so, he'll be the owner of the car. since you are 19 you are considered an adult. you should change your mailing/living address to a friends house or a relative. get your dad to buy insurance for the car for himself without a 2nd driver or occational driver. the insurance covers anyone that your dad gives permission to drive who doesn't reside in the same household. so, since you don't "technically" live at home, your dad gives you permission to drive the car and you don't have to pay the increased premium. the only drawback is the address change and you will lose your insurance experience.
what you should do is have the ownership transfered to your dad. so, he'll be the owner of the car. since you are 19 you are considered an adult. you should change your mailing/living address to a friends house or a relative. get your dad to buy insurance for the car for himself without a 2nd driver or occational driver. the insurance covers anyone that your dad gives permission to drive who doesn't reside in the same household. so, since you don't "technically" live at home, your dad gives you permission to drive the car and you don't have to pay the increased premium. the only drawback is the address change and you will lose your insurance experience.
03-Aug-2011, 05:14 PM
#30
Member
Join Date: Oct 2007
Location: in a bush
Posts: 46
get this, i turn 29 next week, i just picked up a new 93 eg hb. clean clean car. owned only by dealers. i pd $800 for it. and my insurance tells me its going tobe 1100$ yr to insure.
thats mor then the car itself. on my last EG which was a 95. fully modded. my insurance was $1200 yr. and i was 21-26 when i had it insured. go figure its all about how the f*ck you on your hard earned money.
thats mor then the car itself. on my last EG which was a 95. fully modded. my insurance was $1200 yr. and i was 21-26 when i had it insured. go figure its all about how the f*ck you on your hard earned money.
Thread
Thread Starter
Forum
Replies
Last Post
civic_integra
Interior - Audio - Security
11
01-Aug-2005 12:53 PM
Mako E2
Traffic tickets, accidents, insurance
2
06-Jan-2003 03:35 AM
imported_My Blue Si
Traffic tickets, accidents, insurance
7
26-Sep-2002 04:16 PM
imported_sketch
Traffic tickets, accidents, insurance
11
17-Sep-2002 03:25 PM
steve88
Traffic tickets, accidents, insurance
10
08-Jul-2002 03:17 PM
